About International Comprehensive Travel Insurance
International Comprehensive Travel Insurance covers overseas medical expenses, cancellation costs and more. Plus, choose from a range of optional extras:
- Choose your excess
- Increase your single item limit for personal effects
- Increase your rental car excess cover
- Add cover for winter sports
- Add cover for existing medical conditions
- Add cover if you plan to ride a motorcycle or moped
Benefits
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COVID-19 benefits for domestic and international plans1,5
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Get a quote in minutes
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Great value international and domestic plans
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From comprehensive to basic cover, you choose which benefits matter most
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24/7 support means help is only a phone call away
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Reduce your premium with variable excess
Benefit |
Description |
Cover limit |
|---|---|---|
| Overseas medical expenses (including if diagnosed with COVID-19 overseas)1, 6 |
Description Overseas hospital, medical, surgical, nursing, ambulance and emergency dental expenses. |
Cover limit $unlimited1 |
Additional expenses2 |
Description Additional accommodation and transportation expenses as a result of events such as sickness, natural disasters, loss of travel documents and strikes. |
Cover limit $unlimited |
Additional expenses |
Description If you test positive for COVID-19 and are certified by a qualified medical practitioner as unfit to travel. |
Cover limit $5,000 |
Amendment or cancellation costs2 |
Description Cost of rearranging or |
Cover limit cover chosen3 |
Luggage and personal effects2 |
Description Replace, repair or pay you the value in |
Cover limit $12,0002 |
Travel documents |
Description |
Cover limit $5,000 |
Delayed luggage allowance2 |
Description If all of your luggage is delayed by a Transport Provider during the Journey for more than 24 hours. Up to $375 for essential emergency items of clothing and toiletries if all your luggage is delayed by a Transport Provider. This limit will be doubled if you still have not received Your luggage after 72 hours. |
Cover limit $1,100 |
Theft of money |
Description Reimbursement for cash, bank or currency notes, postal or money orders accidentally lost or stolen from your person. |
Cover limit $250 |
Rental car insurance excess |
Description Excess charges for damage to or theft of a rental car whilst in your control. |
Cover limit $10,000 |
Travel delay2 |
Description Additional accommodation expenses if your scheduled transport is delayed over 6 hours. |
Cover limit $2,000 |
Resumption of journey |
Description |
Cover limit $3,000 |
Special events |
Description Additional public transport costs to get you to a special event (such as a wedding or pre-paid conference) if you would miss it due to unforeseen circumstances |
Cover limit $5,000 |
Hospital incidentals2 |
Description Miscellaneous expenses up to $50 per night if you are |
Cover limit $5,000 |
Loss of income2 |
Description Loss of income for up to 6 months if you suffer an accident or injury while |
Cover limit $10,0004 |
Accidental death2 |
Description A benefit will be paid to you if you die within 12 months from an injury that occurred during your trip. |
Cover limit $25,0004 |
Disability2 |
Description Cover for an injury that causes permanent total loss of sight in one or both eyes, or the permanent total loss of use of one or more limbs within 12 months of the date of the accident. |
Cover limit $25,0004 |
Personal liability |
Description Personal liability if your negligent act or omission during the journey causes bodily injury or damage to property of other persons. |
Cover limit $5,000,000 |
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1 Medical and dental cover will not exceed 12 months from onset.
2 Sub-limits apply.
3 Cover chosen applies per policy.
4 Maximum liability collectively for Loss of income, Accidental Death and Disability is $25,000 on the International Comprehensive Plan.
5 Limits, sub-limits, conditions, exclusions and fees apply.
Policies may not be available to all travellers. Australian Postal Corporation (ABN 28 864 970 579, AR No 338646) is the distributor of Australia Post Travel Insurance and is an Authorised Representative of Australia Post Services Pty Ltd (ABN 67 002 599 340 AFSL 457551). Travel insurance products are underwritten by Zurich Australian Insurance Limited (ABN 13 000 296 640, AFSL 232507). Consider your financial situation, needs and objectives and read the relevant Product Disclosure Statement and Target Market Determination before deciding to buy this insurance. For information on the Target Market and Target Market Determination for these products, please contact us on 1300 728 015, email auspost@travelinsurancepartners.com.au.
