Our premium plan is designed to help when unexpected emergencies arise.
About International Comprehensive Travel Insurance
International Comprehensive Travel Insurance covers overseas medical expenses, cancellation costs and more. Plus, choose from a range of optional extras:
Choose your excess
Increase your single item limit for personal effects
From comprehensive to basic cover, you choose which benefits matter most
24/7 support means help is only a phone call away
Reduce your premium with variable excess
Coverage
Benefit
Description
Cover limit
Overseas medical expenses
Description
Overseas hospital, medical, surgical, nursing, ambulance and emergency dental expenses.
Cover limit
$unlimited##
Additional expenses*
Description
Additional accommodation and transportation expenses as a result of events such as sickness, natural disasters, loss of travel documents and strikes.
Cover limit
$unlimited
Amendment or cancellation costs*
Description
Cost of rearranging or cancelling your journey because of unforeseen circumstances outside your control such as illness, accidents and extreme weather conditions
Cover limit
cover chosen**
Luggage and personal effects*
Description
Replace, repair or pay you the value in cash of lost, stolen or damaged luggage and personal effects.
Cover limit
$7,500*
Travel documents
Description
Replacement cost of lost or stolen travel documents, passports and credit cards.
Cover limit
$5,000
Delayed luggage allowance*
Description
If all of your luggage is delayed by a Transport Provider during the Journey for more than 24 hours. Up to $375 for essential emergency items of clothing and toiletries if all your luggage is delayed by a Transport Provider. This limit will be doubled if you still have not received Your luggage after 72 hours.
Cover limit
$750
Theft of money
Description
Reimbursement for cash, bank or currency notes, postal or money orders accidentally lost or stolen from your person.
Cover limit
$250
Rental car insurance excess
Description
Excess charges for damage to or theft of a rental car whilst in your control.
Cover limit
$3,000
Travel delay*
Description
Additional accommodation expenses if your scheduled transport is delayed over 6 hours.
Cover limit
$2,000
Resumption of journey
Description
Cost to resume your travels if you had to return to Australia due to the sudden serious injury, sickness, disease or death of a relative or business partner in Australia.
Cover limit
$3,000
Special events
Description
Additional public transport costs to get you to a special event (such as a wedding or pre-paid conference) if you would miss it due to unforeseen circumstances outside your control.
Cover limit
$5,000
Hospital incidentals*
Description
Miscellaneous expenses up to $50 per night if you are hospitalised overseas for at least 48 hours.
Cover limit
$5,000
Loss of income*
Description
Loss of income for up to 6 months if you suffer an accident or injury while travelling and are unable to work when you return to Australia.
Cover limit
$10,000†
Accidental death*
Description
A benefit will be paid to you if you die within 12 months from an injury that occurred during your trip.
Cover limit
$25,000†
Disability*
Description
Cover for an injury that causes permanent total loss of sight in one or both eyes, or the permanent total loss of use of one or more limbs within 12 months of the date of the accident.
Cover limit
$25,000†
Personal liability
Description
Personal liability if your negligent act or omission during the journey causes bodily injury or damage to property of other persons.
This advice is general in nature, and doesn't consider your personal situation. You should consider your own needs and the Product Disclosure Statement (PDS) before making a decision to buy the product.
## Medical and dental cover will not exceed 12 months from onset.
* Sub-limits apply.
† Maximum liability collectively for Loss of income, Accidental Death and Disability is $25,000 on the International Comprehensive Plan.
** Cover chosen applies per policy.
# Exchange rates may include a service charge. Commission will apply to cash purchases made at American Express Currency Exchange stores located inside Post Offices. Please visit American Express for more information.
Limits, sub-limits, conditions, exclusions and fees apply. Policies may not be available to all travellers. Australian Postal Corporation (ABN 28 864 970 579, AR No 338646) is the distributor of Australia Post Travel Insurance and is an Authorised Representative of Australia Post Services Pty Ltd (ABN 67 002 599 340 AFSL 457551). Travel insurance products are underwritten by Zurich Australian Insurance Limited (ABN 13 000 296 640, AFSL 232507). Consider your financial situation, needs and objectives and read the relevant Product Disclosure Statement before deciding to buy this insurance. Download a copy of the combined FSGS/PDS (596kb), or for our In-store international Travel Insurance policies, contact us on 1300 728 015, email auspost@travelinsurancepartners.com.au or obtain a copy in-store.
