1 Australia Post Gift Card by Mastercard: The Australia Post Gift Card (“Card”) is issued by Heritage Bank Limited ABN 32 087 652 024 AFSL 240984 Australian Credit Licence 240984 (“Issuer”) pursuant to a licence by Mastercard Asia/Pacific Pte Ltd. Australian Postal Corporation ABN 28 864 970 579 is the distributor of the Card and is responsible for providing various cardholder services. Read the full terms and conditions before purchase and first use.
2 Excludes ATMs, over the counter at financial institutions and merchants who elect not to accept Mastercard Prepaid™ cards. Merchants or other providers may impose limits on use of the Australia Post Gift Card by Mastercard® (“Card”).
Mastercard Prepaid Management Services Australia Pty Ltd (ABN 47 145 452 044, AFSL 386 837) arranges for the issue of the Card in conjunction with the issuer, Heritage Bank Limited (ABN 32 087 652 024, AFSL 240 984, Australian Credit Licence 240 984) (“Issuer”) pursuant to a license by Mastercard Asia/Pacific Pte Ltd. You should consider the Product Terms and Conditions before deciding to acquire the product. Any advice does not take into account your personal needs, financial circumstances or objectives and you should consider if it is appropriate for you.
Mastercard® is a registered trademark, and the circle design is a trademark of Mastercard International Incorporated.
Authorisations may be declined at some merchants (such as gambling merchants or merchants who choose not to accept Mastercard Prepaid cards). We are not liable in any way when authorisation is declined for any particular transaction except where the authorisation has been declined because of an act or omission on our part. The card can be used for purchasing goods and services where Mastercard Prepaid cards are accepted for electronic transactions (excluding transactions at ATMs or over the counter at financial institutions).
When using the Card with some merchants (such as hotels, taxis, rental cars, restaurants and cruise ships) or for mail order purchases, Card "tolerance limits" may apply. This means that the authorisation or approval obtained on the Card can be for an amount up to 20% or more than the total bill (or anticipated bill) to cover additional items such as tips and incidentals or to ensure that adequate funds are available to cover the final purchase. The entire amount of the authorisation or approval will be debited and will not form part of the available balance until the authorisation or approval clears, although only the amount actually spent or authorised will be finally deducted from the available balance after the authorisation or approval clears.
Mastercard® is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
The Issuer can be contacted at PO BOX 190 Toowoomba QLD 4350, and phone 13 14 22.
Call service charges may apply.
* Gift card activation
For your protection, gift card orders totalling $1000 and over are required to be activated once you have received your order. Call 1800 331 794 between 8.30am-5pm AEST Monday-Friday to activate your gift cards.