1 Value and competitiveness refers to an average market segment and may not include your specific circumstances.
2 Mastercard Prepaid Management Services Australia Pty Ltd (ABN 47 145 452 044, AFSL 386 837) arranges for the issue of the Australia Post Gift Card by Mastercard (“Card”) in conjunction with the issuer Heritage Bank Limited ABN 32 087 652 024 AFSL 240984 Australian Credit Licence 240984 (“Issuer”) pursuant to a licence by Mastercard Asia/Pacific Pte Ltd. Australian Postal Corporation ABN 28 864 970 579 is the distributor of the Card and is responsible for providing various cardholder services and acts as an Authorised Representative of Australia Post Services Pty Ltd (ABN 67 002 599 340, AFSL 457551). Read the full terms and conditions before using the Card. The offer is available to customers who purchase an Australia Post comprehensive car or combined home and contents insurance policy between 18 April 2021 and 11 July 2021 via auspost.com.au/insurance or by calling 13 70 11. The customer will qualify for the offer 21 days after purchasing the insurance policy. Once the customer has qualified for the offer, an Australia Post Gift Card by Mastercard with $100 will be mailed to the customer within 40 days for each policy purchased. We reserve the right to shorten or extend the period the discount is offered and vary the amount of the discount, to be exercised in our absolute discretion.
3 We may choose to exclude cover for some drivers based on their driving experience and claims history. Higher excesses are also applicable to all drivers under 25. Drivers under the age of 25 years and not listed on the Certificate of Insurance (COI) will be required to pay a higher excess than drivers under 25 years of age, and listed on the COI. (For more information about excesses and drivers under 25 years of age see the Additional Information Guideline.) All drivers must comply with the terms and conditions of the policy. For more information see the PDS and the Additional Information Guideline.
Australia Post home and motor insurance is issued and underwritten by QBE Insurance (Australia) Limited (ABN 78 003 191 035, AFSL 239545) (QBE). Australian Postal Corporation (ABN 28 864 970 579, AR No: 338646) is an authorised representative of Australia Post Services Pty Limited (ABN 67 002 599 340, AFSL 457551) which is acting (under its own AFSL) on behalf of QBE. Any advice provided is general only and has been prepared without taking into account your objectives, financial situation or needs and may not be right for you. To decide if this product is right for you, please read the relevant Combined Financial Services Guide and Product Disclosure Statement.
Australia Post Services Pty Limited (ABN 67 002 599 340) and Australian Postal Corporation (ABN 28 864 970 579) are authorised to distribute CTP in NSW on behalf of QBE Insurance (Australia) Limited (ABN 78 003 191 035) (QBE). QBE holds a CTP license and issues your policy.