Take control of your everyday spending and budgeting


  • Keep on top of what you spend. Manage and reload your card through your online ‘My Account’ or the Australia Post Everyday Mastercard App. 

  • Shop safely. With no link to your bank account and Mastercard’s Zero Liability2 protection against fraud and other unauthorised transactions. 

  • Cashless spending - Tap and Go. Enjoy the freedom of ultra-fast, contactless payments with Tap and Go at retail stores, restaurants and more. Wherever you see the universal contactless symbol, your Everyday Mastercard is good to go.

  • Pay using your smart device. You can now use Google PayTM and Samsung Pay with your Everyday Mastercard.3

  • Card-to-card transfers4. Need to transfer pocket money to your kids? Quickly transfer funds from one Australia Post Everyday Mastercard to another.

  • 24/7 global assistance5. Card lost or stolen? Call for a replacement anytime. You may also be eligible for emergency funds assistance. 

Managing your everyday spending just got easier

Our Australia Post Everyday Mastercard® app gives you more control over your finances. Check your balance and track your spending on the go.

Convenient bill payments

With Post Billpay, you can easily use your Mastercard to pay your eligible bills online or via our mobile app.

Mastercard Prepaid Management Services Australia Pty Ltd (ABN 47 145 452 044, AFSL 386837) arranges for the issue of the Australia Post Everyday Mastercard in conjunction with the issuer, Heritage Bank Limited (ABN 32 087 652 024, AFSL 240984). Australian Postal Corporation (ABN 28 864 970 579, AR No. 338646), the card distributor, acts as an Authorised Representative of Australia Post Services Pty Ltd (ABN 67 002 599 340, AFSL 457551). You should consider the Australia Post Everyday Mastercard Product Disclosure Statement (PDF 598kB) and Financial Services Guide (PDF 180kB) before deciding to acquire the product. Any advice does not take into account your personal needs, financial circumstances or objectives and you should consider if it is appropriate for you. Mastercard® is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

The Target Market Determination for this product can be found here (PDF 115kB)

If you click on links to Australia Post Everyday Mastercard you will be leaving the Australia Post site and be directed to a third-party site to place your order and complete your purchase. Please see the terms and conditions of the third-party site for further details.

1 The ATMs and POS terminals are not owned or operated by Australia Post, the Issuer or Mastercard Prepaid Management Services and Australia Post, the Issuer and Mastercard Prepaid Management Services are not responsible for ensuring that they will accept the Card.

2 Further information relating to Zero Liability card protection can be found at the Mastercard website.

3 Cardholders will be required to accept the relevant terms and conditions relating to Google Pay or Samsung Pay.

4 Fees may apply for card to card transactions. For full terms and conditions, please refer to the Product Disclosure Statement (PDF 598kB).

T&Cs apply. Customers must contact Customer Service to report lost or stolen cards. Emergency cash can be arranged up to the balance of your Australia Post Everyday Mastercard, subject to availability of funds at the approved agent location.