Existing Medical Conditions Travel Insurance

If you are pregnant at the Relevant Time, you'll need to complete an online medical assessment to ensure you're covered for pregnancy if:

• you've had complications with this or any previous pregnancy
• you have a multiple pregnancy (e.g. twins or triplets)
  
• the conception was medically assisted (e.g. using assisted fertility treatment)

You can complete an online medical assessment when you get your online travel insurance quote or call 1300 728 015 for additional help. If we approve your conditions, an extra premium may apply to include cover for your conditions.

In all cases, cover is only provided for serious, unexpected pregnancy complications that occur up until the 24th week of pregnancy i.e. up to 23 weeks, 6 days. 

“Relevant Time” in respect of: 

• Single Trip policies means the time of issue of the policy.
• Annual Multi-Trip policies, means the first time when a part of the relevant trip is paid for or the time when the policy is issued, whichever occurs last.

In all cases, you won't be covered for the following:

• Unexpected pregnancy complications that happen after the 23rd week of pregnancy
• Childbirth, or the health of a newborn child, no matter what your stage of pregnancy when your child is born

For this reason, you may wish to consider your travel plans if you are travelling after the 20th week of pregnancy.

Please see the Product Disclosure Statement (PDS) for more information.