Why insure with us?
If your sum insured isn’t enough to rebuild or replace your rental property, we’ll increase it by up to 30% under our landlord building insurance policy (eligibility criteria applies).
Our standard landlord insurance policy covers things like fire, storm and flooding. It also covers theft and damage caused by your tenants.
The straightforward claims process includes connecting you with a dedicated claims handler, who’ll support you every step of the way.
What’s covered with Landlord Insurance?
Depending on what cover you’ve chosen, we’ll insure your building, contents or both for things like fire, theft, flooding and storms up to your nominated sums insured.
We’ll cover up to $30 million in legal liability costs which arise from an event at your rental property.
We’ll pay your lost rent following a claim if your rental property is uninhabitable up to 24 months. For short-term rental arrangements, we'll cover up to 12 months.
Choose your level of insurance cover
Our building-only landlord insurance covers your house and fixtures, including additional structures on the property like sheds and granny flats, up to your nominated building sum insured. This option could be suitable for landlords who haven’t furnished their investment property.
Contents-only landlord insurance protects your furniture and furnishings from things like damage caused by tenants’ pets or water damage, up to your nominated contents sum insured. It could be suitable if you’re a homeowner and you’ve furnished your rental property yourself, or if the buildings on your property are insured through a body corporate arrangement.
Combining both our landlord insurance options, this policy offers cover for both the buildings and contents at the rental property, up to your nominated sums insured. It could suit you if you own a rental property that you’ve furnished.