Let's find a policy that suits your needs

Get a good look at our different policies in the detailed home insurance comparison below. Whether you're a renter, an owner-occupier or landlord, you can make a decision with confidence. And you get the peace of mind of our 21-day money-back guarantee^.

Included features

Features
Feature Gold Home and Contents Insurance Gold Home Insurance Gold Contents Insurance
35% online discount for the first 12 months*

Gold Home and Contents Insurance

 

Gold Home Insurance

 

Gold Contents Insurance

 
20% online discount for the first 12 months*

Gold Home and Contents Insurance

 

Gold Home Insurance

 

Gold Contents Insurance

 
Up to $20 million legal liability cover

Gold Home and Contents Insurance

 

Gold Home Insurance

 

Gold Contents Insurance

 
Fire cover

Gold Home and Contents Insurance

 

Gold Home Insurance

 

Gold Contents Insurance

 
Explosion cover

Gold Home and Contents Insurance

 

Gold Home Insurance

 

Gold Contents Insurance

 
Theft or attempted theft

Gold Home and Contents Insurance

 

Gold Home Insurance

 

Gold Contents Insurance

 
Malicious damage, vandalism, riot or civil commotion

Gold Home and Contents Insurance

 

Gold Home Insurance

 

Gold Contents Insurance

 
Accidental breakage of glass, ceramic and sanitary fixtures

Gold Home and Contents Insurance

 

Gold Home Insurance

 

Gold Contents Insurance

 
Storm and rainwater damage

Gold Home and Contents Insurance

 

Gold Home Insurance

 

Gold Contents Insurance

 
Lightning cover

Gold Home and Contents Insurance

 

Gold Home Insurance

 

Gold Contents Insurance

 
Earthquake cover

Gold Home and Contents Insurance

 

Gold Home Insurance

 

Gold Contents Insurance

 
Escape of liquid

Gold Home and Contents Insurance

 

Gold Home Insurance

 

Gold Contents Insurance

 
Impact cover

Gold Home and Contents Insurance

 

Gold Home Insurance

 

Gold Contents Insurance

 
Lump sum or instalment payments

Gold Home and Contents Insurance

 

Gold Home Insurance

 

Gold Contents Insurance

 
Debris removal and extra costs of rebuilding

Gold Home and Contents Insurance

 

Gold Home Insurance

 

Gold Contents Insurance

 
Temporary accommodation costs

Gold Home and Contents Insurance

 

Gold Home Insurance

 

Gold Contents Insurance

 
Mortgage discharge costs

Gold Home and Contents Insurance

 

Gold Contents Insurance

 

Gold Contents Insurance

 
Funeral expenses up to $7,000

Gold Home and Contents Insurance

 

Gold Home Insurance

 

Gold Contents Insurance

 
Replacement of locks up to $500

Gold Home and Contents Insurance

 

Gold Home Insurance

 

Gold Contents Insurance

 
Open air contents cover - contents in the open at the insured address

Gold Home and Contents Insurance

 

Gold Home Insurance

 

Gold Contents Insurance

 
Contents while moving address

Gold Home and Contents Insurance

 

Gold Home Insurance

 

Gold Contents Insurance

 
Credit card cover up to $1,000

Gold Home and Contents Insurance

 

Gold Home Insurance

 

Gold Contents Insurance

 
Uninsured guests' contents cover up to $500

Gold Home and Contents Insurance

 

Gold Home Insurance

 

Gold Contents Insurance

 
Unattached equipment cover up to $500

Gold Home and Contents Insurance

 

Gold Home Insurance

 

Gold Contents Insurance

 

Optional features

Features
Feature Gold Home and Contents Insurance Gold Home Insurance Gold Contents Insurance
Personal effects cover

Gold Home and Contents Insurance

 

Gold Home Insurance

Gold Contents Insurance

 
Flood cover

Gold Home and Contents Insurance

 

Gold Home Insurance

 

Gold Contents Insurance

 
Motor burnout cover

Gold Home and Contents Insurance

 

Gold Home Insurance

 

Gold Contents Insurance

 
Accidental damage cover

Gold Home and Contents Insurance

 

Gold Home Insurance

 

Gold Contents Insurance

 
Choice of excess options

Gold Home and Contents Insurance

 

Gold Home Insurance

 

Gold Contents Insurance

 
Sum insured safeguard

Gold Home and Contents Insurance

 

Gold Home Insurance

 

Gold Contents Insurance

  • * The online discount offers only apply to the premium paid for a new policy initiated on or after 2 July 2015, and purchased online. The discount is taken from the premium that you would pay for the same policy when a quote is obtained over the telephone. Base rate premiums are subject to change. It does not apply to any renewal offer of insurance or fees (as outlined in the Product Disclosure Statement (PDS) - part B). You will be responsible for all applicable GST and other statutory charges. We reserve the right to shorten or extend the period the discount is offered and vary the amount of the discount.
  • ^ You will receive a refund of premium if you cancel this policy within 21 days of the purchase date and have not made a claim.
  • Australian Postal Corporation ABN 28 864 970 579 (AR No. 338646) "APC" is the distributor of Australia Post Gold Home and Contents Insurance and acts as an Authorised Representative of Australia Post Services Pty Ltd ABN 67 002 599 340 (AFSL No. 457551) "APS". Because APC or APS don't know your financial needs, we can't advise if this insurance will suit you. You should consider your needs and read the Financial Services Guide (FSG), Product Disclosure Statement (PDS), Key Facts Sheet (Home) and Key Facts Sheet (Contents) before making a decision to buy this insurance. Auto and General Services ABN 61 003 617 909 (AFSL 241411) "AGS" arranges the insurance on behalf of Auto & General Insurance Company Ltd ABN 42 111 5 86 353 (AFSL No. 285 571) "AGIC", the issuer of the policy. AGS pays APC a commission which is a percentage of your premium. Neither APC nor APS accept liability or guarantee payment of any claim or benefit in respect of the AGIC's products.