Why insure with us?
If you need to rebuild following a disaster, we offer a safeguard of up to 30% on top of your nominated insurance value, if the costs exceed the building sum insured (eligibility criteria applies).
You’ll get plenty of benefits with our standard policy, meaning you won’t need to pay extra for features like electrical motor burnout, flood and storm surge insurance cover.
The straightforward claims experience includes support from a dedicated claims handler.
What’s covered in your home and contents insurance policy?
If you choose building insurance cover, your home and any outbuildings on your property, such as sheds, are covered up to your nominated building sum insured. We’ll cover the cost to repair, replace or rebuild your home following a disaster, which is backed by our lifetime repair guarantee if you use our panel repairers.
If you choose contents insurance cover, you’ll be covered for loss of or damage to belongings that are inside your home, like furniture, jewellery and watches, artworks and laptops, up to your contents sum insured. You can also add the portable contents cover option for an extra premium to insure things like mobile phones away from your home.
We’ll pay for temporary accommodation costs for up to 24 months for you and your family if your home is unlivable because of one of the insured events.
Fire, explosion, and burnout of electric motors
Theft, vandalism or malicious acts, and damage caused by riot
Weather events, including storm, storm surge, rain, hail, lightning and flood
Earthquake or tsunami
Glass breakage, collision, damage by animals or a falling tree
Water damage, such as a ruptured plumbing system
Upgrade your policy
If you add this benefit, we’ll cover either your home, belongings or both for damage caused by accident.
You can add this option if you’ve chosen contents cover. It can include things like bikes or jewellery, as well as mobile phones, watches and laptops.