Read the Home Insurance Combined Financial Services Guide and Product Disclosure Statement for full details including limits, exclusions and conditions that apply.
Award-winning, flexible insurance protection for your home and contents
Award-winning, flexible insurance protection for your home and contents
Life is unpredictable. But there is comfort in seeking protection for the things you love most against the unexpected. If you’re a homeowner looking to protect your most important assets, our home and contents insurance is flexible to suit your needs, and has just been awarded Canstar's outstanding value home & contents insurance for 2022.
Choose the level of insurance cover that works for you, whether it's for your home buildings, your belongings or both.
Our home and contents insurance is issued by QBE, one of the world’s largest insurers.
Save 10% on new combined home and contents insurance online
Save 10% on new combined home and contents insurance online
Sign up for new combined building and contents insurance online to get 10% off. T&Cs apply.1
Why insure with us?
Award-winning cover
2022 Australian Canstar winner for Outstanding Value.
Sum insured safeguard
If you need to rebuild following a disaster, we offer a safeguard of up to 30% on top of your nominated insurance value, if the costs exceed the building sum insured (eligibility criteria applies).
24/7 insurance claims
The straightforward claims experience includes support from a dedicated claims handler.
Choose your level of insurance cover
You can choose from home (buildings) insurance only, contents insurance only, or home and contents insurance combined.
What’s covered in your home and contents insurance policy?
Building damage
If you choose building insurance cover, your home and any outbuildings on your property, such as sheds, are covered up to your nominated building sum insured. We’ll cover the cost to repair, replace or rebuild your home following a disaster, which is backed by our lifetime repair guarantee if you use our panel repairers.
Contents damage
If you choose contents insurance cover, you’ll be covered for loss of or damage to belongings that are inside your home, like furniture, jewellery and watches, artworks and laptops, up to your contents sum insured. You can also add the portable contents cover option for an extra premium to insure things like mobile phones away from your home.
Alternative accommodation
We’ll pay for temporary accommodation costs for up to 24 months for you and your family if your home is unlivable because of one of the insured events.
Insured events
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Fire, explosion, and burnout of electric motors
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Theft, vandalism or malicious acts, and damage caused by riot
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Weather events, including storm, storm surge, rain, hail, lightning and flood
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Earthquake or tsunami
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Glass breakage, collision, damage by animals or a falling tree
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Water damage, such as a ruptured plumbing system
Upgrade your policy
Accidental damage
If you add this benefit, we’ll cover either your home, belongings or both for damage caused by accident.
Portable contents insurance
You can add this option if you’ve chosen contents cover. It can include things like bikes or jewellery, as well as mobile phones, watches and laptops.
Make a claim
The simple claims process is handled by QBE, and their claims team is here to help whenever you need them.
Did you buy home and contents insurance before 31 October 2020?
View contact details and information relating to your policy.
Help and support
1 This discount is available to customers who purchase both Australia Post building and contents insurance for the same address under one policy. On renewal, the 10% saving for combined building and contents insurance will continue unless advised otherwise, as the discount is discretionary and may be removed or varied at the discretion of QBE. GST and government charges are applied to the premium after all discounts and savings are applied. Read the full terms and conditions for the 10% combined Home and Contents insurance offer.
Australia Post home and motor insurance is issued and underwritten by QBE Insurance (Australia) Limited (ABN 78 003 191 035, AFSL 239545) (QBE). Australian Postal Corporation (ABN 28 864 970 579, AR No: 338646) is an authorised representative of Australia Post Services Pty Limited (ABN 67 002 599 340, AFSL 457551) which is acting (under its own AFSL) on behalf of QBE. Any advice provided is general only and has been prepared without taking into account your objectives, financial situation or needs and may not be right for you. To decide if this product is right for you, please read the relevant Combined Financial Services Guide and Product Disclosure Statement, and Target Market Determination. Any reference to value and competitiveness refers to an average market segment and may not include your specific circumstances.
