1. The Promotion is called ‘10% online saving for Home Cover’. Information on how to participate in the Promotion forms part of these terms and conditions of eligibility. Participation in the Promotion is deemed acceptance of these terms and conditions of eligibility.
  2. The Promoter is Australian Postal Corporation (ABN 28 864 970 579) of 111 Bourke Street, Melbourne, VIC  3000 (APC).
    Australia Post home and motor insurance is issued and underwritten by QBE Insurance (Australia) Limited (ABN 78 003 191 035, AFSL 239545) (QBE). Australian Postal Corporation (ABN 28 864 970 579, AR No: 338646) is an authorised representative of Australia Post Services Pty Limited (ABN 67 002 599 340, AFSL 457551) which is acting (under its own AFSL) on behalf of QBE. Any advice provided is general only and has been prepared without taking into account your objectives, financial situation or needs and may not be right for you. To decide if this product is right for you, please read the relevant Combined Financial Services Guide (FSG) and Product Disclosure Statement (PDS).
  3. The Promotion Period commences at 00:01am on 26 July 2021 and ends at 11:59am on 26 October 2021, unless extended. Times are local Sydney time.
  4. The Promotion entitles eligible customers to a 10% saving for a new Australia Post Home Insurance, Contents Insurance, or Landlord Insurance policy purchased online through  www.australiapost.com.au during the Promotion Period. GST and government charges are applied to the premium after all discounts and savings are applied.
  5. The Promotion is not available with any other offer and does not apply to policy renewals.
  6. Customers who purchase their policy by calling Australia Post Insurance directly, or through any other Australia Post Insurance agent or distributor are not eligible for the Promotion. However, if the Australia Post Insurance website refers a prospective customer to the Australia Post Insurance contact centre on 13 70 11 to provide additional information, the discount will be applied to the policy quoted if subsequently purchased within the Promotion Period.
  7. A person may use the Promotion multiple times if multiple new eligible insurance policies are purchased during the Promotion Period. 
  8. For the purposes of this Promotion, an agreement by a policyholder to enter a periodic instalment plan for a new Australia Post home insurance policy is deemed to constitute the purchase of that policy. 
  9. A quote obtained during the Promotion Period is valid for 42 days but must be purchased within the Promotion Period to be eligible for the 10% saving.
  10. A 10% saving is also applied when a customer purchases both buildings and contents for the same address under the one policy. If this new combined policy is purchased online, the total saving will be 20%. On renewal, the 10% saving for combined buildings and contents will continue unless advised otherwise, as the discount is discretionary and may be removed or varied at the discretion of QBE, while the 10% online saving will be removed.
  11. Should a customer vary any details on their policy during their period of insurance, any applicable discounts will be recalculated based on the new applicable premium. If a new policy is required to be issued, it will be subject to any discounts on offer at the time of issuing the new policy.