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About Travel Insurance for seniors

Australia Post offers a range of basic and comprehensive travel insurance policies to cover you during your overseas trip. The general benefits and cover options vary depending on the selected policy. Choose from our range of travel insurance plans below to suit your travel needs.

Benefits

  • A number of existing medical conditions automatically included (subject to meeting all of the criteria outlined in the PDS)

  • Unlimited1,3 medical for both comprehensive and basic insurance

  • Optional cruise cover

  • COVID-19 benefits1,2

  • Luggage items including medical devices2,3

Coverage

Benefit

International Comprehensive Basic International Domestic

Overseas medical expenses (including if diagnosed with COVID-19 overseas)1

International Comprehensive

$unlimited1

Basic International

$unlimited1

Domestic

 

Overseas dental expenses

International Comprehensive

$2,000

Basic International

$2,000

Domestic

 

Additional expenses2 (including if hospitalised with COVID-19)

International Comprehensive

$unlimited3

Basic International

$unlimited3

Domestic

$10,000

Additional expenses2 (if unfit to travel due to being diagnosed with COVID-19)

International Comprehensive

$5,000

Basic International

$5,000

Domestic

$5,000

Amendment or cancellation costs2

International Comprehensive

$cover chosen4

Basic International

 

Domestic

$10,000

Luggage and personal effects2

International Comprehensive

$12,0002

Basic International

 

Domestic

$6,0002

Travel documents

International Comprehensive

$5,000

Basic International

 

Domestic

$4,000

Delayed luggage allowance2

International Comprehensive

$1,100

Basic International

 

Domestic

 

Theft of money

International Comprehensive

$250

Basic International

 

Domestic

 

Rental car insurance excess

International Comprehensive

$10,000

Basic International

 

Domestic

$10,000

Travel delay2

International Comprehensive

$2,000

Basic International

 

Domestic

$1,000

Resumption of journey

International Comprehensive

$3,000

Basic International

 

Domestic

 

Special events

International Comprehensive

$5,000

Basic International

 

Domestic

 

Hospital incidentals2

International Comprehensive

$5,000

Basic International

 

Domestic

 

Loss of income2

International Comprehensive

$10,0005

Basic International

 

Domestic

 

Accidental death2

International Comprehensive

$25,0005

Basic International

$10,000

Domestic

$10,0006

Disability2

International Comprehensive

$25,0005

Basic International

$10,000

Domestic

$10,0006

Personal liability

International Comprehensive

$5,000,000

Basic International

$5,000,000

Domestic

$5,000,000

This advice is general in nature and doesn't consider your personal situation. You should consider your own needs and the Product Disclosure Statement (PDS) before making a decision to buy the product.

Limits, sub-limits, conditions, exclusions and fees apply.

* Use code RETAIL10 for 10% off Australia Post travel insurance online and at participating Post Offices. Offer ends 31 January 2026 at 11.59pm AEST.

1 Medical and dental cover will not exceed 12 months from onset of the illness or injury.

2 Sub-limits apply.

3 Limits apply to subsections point 2 and 5f. Refer to PDS

4 Cover chosen applies per policy.

5 Maximum liability collectively for Sections Loss of Income, Accidental Death and Disability is $25,000 on the International Comprehensive plan.

6 Maximum liability collectively for Sections Loss of Income, Accidental Death and Disability is $10,000 on the Domestic plan.


Policies may not be available to all travellers. Australian Postal Corporation (ABN 28 864 970 579, AR No 338646) is the distributor of Australia Post Travel Insurance and is an Authorised Representative of Australia Post Services Pty Ltd (ABN 67 002 599 340 AFSL 457551). Travel insurance products are underwritten by Zurich Australian Insurance Limited (ABN 13 000 296 640, AFSL 232507). Consider your financial situation, needs and objectives and read the relevant Product Disclosure Statement and Target Market Determination before deciding to buy this insurance. For more information on these products, please contact us on 1300 728 015 or email auspost@travelinsurancepartners.com.au