About Travel Insurance for seniors
Australia Post offers a range of basic and comprehensive travel insurance policies to cover you during your overseas trip. The general benefits and cover options vary depending on the selected policy. Choose from our range of travel insurance plans below to suit your travel needs.
Benefits
-
A number of existing medical conditions automatically included (subject to meeting all of the criteria outlined in the PDS)
-
Unlimited1,3 medical for both comprehensive and basic insurance
-
Optional cruise cover
-
COVID-19 benefits1,2
-
Luggage items including medical devices2,3
Benefit |
International Comprehensive | Basic International | Domestic |
|---|---|---|---|
Overseas medical expenses (including if diagnosed with COVID-19 overseas)1 |
International Comprehensive $unlimited1 |
Basic International $unlimited1 |
Domestic
|
| Overseas dental expenses | International Comprehensive $2,000 |
Basic International $2,000 |
Domestic
|
| Additional expenses2 (including if hospitalised with COVID-19) | International Comprehensive $unlimited3 |
Basic International $unlimited3 |
Domestic $10,000 |
| Additional expenses2 (if unfit to travel due to being diagnosed with COVID-19) | International Comprehensive $5,000 |
Basic International $5,000 |
Domestic $5,000 |
Amendment or cancellation costs2 |
International Comprehensive $cover chosen4 |
Basic International
|
Domestic $10,000 |
Luggage and personal effects2 |
International Comprehensive $12,0002 |
Basic International
|
Domestic $6,0002 |
Travel documents |
International Comprehensive $5,000 |
Basic International
|
Domestic $4,000 |
Delayed luggage allowance2 |
International Comprehensive $1,100 |
Basic International
|
Domestic
|
Theft of money |
International Comprehensive $250 |
Basic International
|
Domestic
|
| Rental car insurance excess | International Comprehensive $10,000 |
Basic International
|
Domestic $10,000 |
| Travel delay2 | International Comprehensive $2,000 |
Basic International
|
Domestic $1,000 |
| Resumption of journey | International Comprehensive $3,000 |
Basic International
|
Domestic
|
| Special events | International Comprehensive $5,000 |
Basic International
|
Domestic
|
| Hospital incidentals2 | International Comprehensive $5,000 |
Basic International
|
Domestic
|
| Loss of income2 | International Comprehensive $10,0005 |
Basic International
|
Domestic
|
| Accidental death2 | International Comprehensive $25,0005 |
Basic International $10,000 |
Domestic $10,0006 |
| Disability2 | International Comprehensive $25,0005 |
Basic International $10,000 |
Domestic $10,0006 |
| Personal liability | International Comprehensive $5,000,000 |
Basic International $5,000,000 |
Domestic $5,000,000 |
This advice is general in nature and doesn't consider your personal situation. You should consider your own needs and the Product Disclosure Statement (PDS) before making a decision to buy the product.
Limits, sub-limits, conditions, exclusions and fees apply.
1 Medical and dental cover will not exceed 12 months from onset of the illness or injury.
2 Sub-limits apply.
3 Limits apply to subsections point 2 and 5f. Refer to PDS.
4 Cover chosen applies per policy.
5 Maximum liability collectively for Sections Loss of Income, Accidental Death and Disability is $25,000 on the International Comprehensive plan.
6 Maximum liability collectively for Sections Loss of Income, Accidental Death and Disability is $10,000 on the Domestic plan.
Limits, sub-limits, conditions, exclusions, and fees apply. Travel insurance policies may not be available to all travellers. Australian Postal Corporation (ABN 28 864 970 579, AR No 338646) (Australia Post) as an Authorised Representative of Australia Post Services Pty Ltd (ABN 67 002 599 340 AFSL 457551) distributes the travel insurance policies.
Zurich Australian Insurance Limited (ABN 13 000 296 640, AFSL 232507) underwrites policies. Any advice provided is general in nature. Consider your financial situation, needs and objectives and read the relevant Product Disclosure Statement and Target Market Determination before deciding to buy travel insurance policy. For more information, please contact 1300 728 015 or email auspost@travelinsurancepartners.com.au.
