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About Cruise Travel Insurance

Australia Post offers a range of basic and comprehensive travel insurance policies to cover you during your multi-night cruise. If you wish to be insured for your cruise, or for claims relating to your cruise, you must include cruise cover on your policy. Select from our range of travel insurance plans to suit your travel needs.

Benefits

  • Lost or stolen luggage and belongings (comprehensive plans only)2

  • Cancelling a pre-booked cruise due to unforeseen circumstances (comprehensive plans only)

  • Medical expenses cover

  • COVID-19 benefits1,3

  • Emergency medical assistance1,2

Coverage

Benefit

Description

Basic cover limit

Comprehensive cover limit

Overseas medical expenses (including if diagnosed with COVID-19 overseas)1,3

Description

Overseas hospital, medical, surgical, nursing, ambulance and emergency dental expenses.

Basic cover limit

$unlimited1

Comprehensive cover limit

$unlimited1

Additional expenses  (including if hospitalised with COVID-19)2,3

Description

Additional accommodation and transportation expenses resulting from events such as sickness, natural disasters, loss of travel documents and strikes.

 

Includes cover for hospitalisation due to COVID-19.  

Basic cover limit

$unlimited5

Comprehensive cover limit

$unlimited5

Additional expenses (if unfit to travel due to being diagnosed with COVID-19)2,3

Description

If you test positive for COVID-19 and are certified by a qualified medical practitioner as unfit to travel. 

Basic cover limit

$5,000

Comprehensive cover limit

$5,000

Accidental death2,3,6

Description

A benefit will be paid to you if you die within 12 months from an injury that occurred during your trip.

Basic cover limit

$10,000

Comprehensive cover limit

$25,0006

Disability2,3,6

Description

Cover for an injury that causes permanent total loss of sight in one or both eyes, or the permanent total loss of use of one or more limbs within 12 months of the date of the accident..

Basic cover limit

$10,000

Comprehensive cover limit

$25,0006

Personal liability3

Description

Personal liability if your negligent act or omission during the journey causes bodily injury or damage to property of other persons.

Basic cover limit

$5,000,000

Comprehensive cover limit

$5,000,000

Amendment or cancellation costs2,3,4

Description

Cost of rearranging or cancelling your journey because of unforeseen circumstances outside your control such as illness accidents and extreme weather conditions.

Basic cover limit

 

Comprehensive cover limit

Cover chosen4

Luggage and personal effects2,3

Description

Replace, repair or pay you the value in cash of lost, stolen or damaged luggage and personal effects.

Basic cover limit

 

Comprehensive cover limit

$12,000

This advice is general in nature, and doesn't consider your personal situation. You should consider your own needs and the Product Disclosure Statement (PDS) before making a decision to buy the product.

* Use code RETAIL10 for 10% off Australia Post travel insurance online and at participating Post Offices. Offer ends 31 January 2026 at 11.59pm AEST.

Medical and dental cover will not exceed 12 months from onset.

Sub-limits apply.

3 Limits, sub-limits, conditions, exclusions and fees apply.

4 Cover chosen applies per policy.

5 Limits apply to subsections point 2 and 5f. Refer to PDS.

6 Maximum liability collectively for Sections Loss of Income, Accidental Death and Disability is $25,000 on the International Comprehensive Plan and $10,000 on the Domestic plan.

Policies may not be available to all travellers. Australian Postal Corporation (ABN 28 864 970 579, AR No 338646) is the distributor of Australia Post Travel Insurance and is an Authorised Representative of Australia Post Services Pty Ltd (ABN 67 002 599 340 AFSL 457551). Travel insurance products are underwritten by Zurich Australian Insurance Limited (ABN 13 000 296 640, AFSL 232507). Consider your financial situation, needs and objectives and read the relevant Product Disclosure Statement and Target Market Determination before deciding to buy this insurance. For more information on these products, please contact us on 1300 728 015 or email auspost@travelinsurancepartners.com.au