Whether your pet is a thrill-seeker or lap-sleeper, let us help compare pet insurance plans for you and your four-legged friend.
Depending on the level of cover you need for your dog or cat, choose a pet insurance plan below.

Pet insurance comparison guide

Benefits
Benefit Bronze Pet Insurance Silver Pet Insurance Gold Pet Insurance
Claim back benefit

Bronze Pet Insurance

65%

Silver Pet Insurance

80%

Gold Pet Insurance

80%
Total annual claim limit

Bronze Pet Insurance

$3,000

Silver Pet Insurance

$10,000

Gold Pet Insurance

$15,000
Cover eligibility - age

Bronze Pet Insurance

8 weeks; no age limit

Silver Pet Insurance

8 weeks - 9 years old

Gold Pet Insurance

8 weeks - 9 years old
Waiting period?

Bronze Pet Insurance

Nil for accidental injuries and 30 days for illnesses

6 months for cruciate ligament conditions

Silver Pet Insurance

Nil for accidental injuries and 30 days for illnesses

6 months for cruciate ligament conditions

Gold Pet Insurance

Nil for accidental injuries and 30 days for illnesses

6 months for cruciate ligament conditions

Excess options

Bronze Pet Insurance

$0, $100, $200^

Silver Pet Insurance

$0, $100, $200

Gold Pet Insurance

$0, $100, $200
Cruciate ligament conditions

Bronze Pet Insurance

$2,600* annual sub-limit

Silver Pet Insurance

$2,600* annual sub-limit

Gold Pet Insurance

$2,600* annual sub-limit
Tick paralysis

Bronze Pet Insurance

$1,000 annual sub-limit

Silver Pet Insurance

$1,000 annual sub-limit

Gold Pet Insurance

$1,500 annual sub-limit
Consultations and vet visits

Bronze Pet Insurance

$300 annual sub-limit

Silver Pet Insurance

$300 annual sub-limit

Gold Pet Insurance

$300 annual sub-limit
Emergency boarding

Bronze Pet Insurance

$500 annual sub-limit

Silver Pet Insurance

$1,000 annual sub-limit

Gold Pet Insurance

$1,200 annual sub-limit
Pet wellness benefits

Bronze Pet Insurance

$200 optional benefit

Includes:

$120 towards any one of the following:

  • De-sexing
  • Heartworm control
  • Dew claw removal
  • Prescription diets
  • Microchipping
  • Teeth cleaning
  • Cremation / burial
  • Council registration fees
  • Alternative therapies
  • Obedience training

Plus, $80 for any one of the following:

  • Vaccinations and health checks
  • Blood screens
  • FeLv / Fiv tests
  • Flea / Tick / Worming control

Silver Pet Insurance

$200 optional benefit

Includes:

$120 towards any one of the following:

  • De-sexing
  • Heartworm control
  • Dew claw removal
  • Prescription diets
  • Microchipping
  • Teeth cleaning
  • Cremation / burial
  • Council registration fees
  • Alternative therapies
  • Obedience training

Plus, $80 for any one of the following:

  • Vaccinations and health checks
  • Blood screens
  • FeLv / Fiv tests
  • Flea / Tick / Worming control

Gold Pet Insurance

$200 optional benefit

Includes:

$120 towards any one of the following:

  • De-sexing
  • Heartworm control
  • Dew claw removal
  • Prescription diets
  • Microchipping
  • Teeth cleaning
  • Cremation / burial
  • Council registration fees
  • Alternative therapies
  • Obedience training

Plus, $80 for any one of the following:

  • Vaccinations and health checks
  • Blood screens
  • FeLv / Fiv tests
  • Flea / Tick / Worming control
  • ^ Pets over the age of 6 require mandatory $200 excess on Bronze plans.
  • * You may be entitled to a higher limit, and if so, this will be displayed on your Certificate of Insurance.
  • Terms, conditions, waiting periods and exclusions apply. Australian Postal Corporation (ABN 28 864 970 579, AR No. 338646) (Australia Post) is the distributor of Australia Post Pet Insurance and is an Authorised Representative of Australia Post Services Pty Ltd (ABN 67 002 599 340, AFSL 457551). Insurance is issued by The Hollard Insurance Company Pty Ltd (ABN 78 090 584 473 AFSL 241436) (Hollard). Australia Post will receive a commission which is a percentage of the premium paid to Hollard. Any advice provided is general only. Review your own needs and the relevant Product Disclosure Statement (436kb) before deciding to buy this insurance.