Which car insurance policy is right for you?

Our comparison table makes it easier for you to choose the best level of car insurance for your needs. You can select optional benefits when you get a quote online.

Included benefits

Included Benefits

Benefit

Gold Comprehensive

3rd Party Fire/Theft

3rd Party Property

25% online discount*

Gold Comprehensive    

New car replacement - under 24 months or 40,000kms^

Gold Comprehensive

 

   

Emergency transport and overnight accommodation - $100 per day up to $850 in total

Gold Comprehensive

 

   
$100 per day up to $300 for overnight accommodation and transport

Gold Comprehensive

 

 

   
Hire vehicle following theft - up to $1000 or 14 days whichever comes first

Gold Comprehensive

3rd Party Fire/Theft

 
 
Lifetime guarantee on repairs for as long as you own the car 

Gold Comprehensive

 

3rd Party Fire/Theft

 

3rd Party Property

 

Personal effects cover - up to $500

Gold Comprehensive

 

   
Damage to a caravan or trailer belonging to you in the event of a collision - up to $1,000 

Gold Comprehensive

 

   
No excess to pay when third party is identified and at fault

Gold Comprehensive

 

   
No claim discount preserved when third party is identified and at fault 

Gold Comprehensive

 

   
Lump sum or instalment payments

Gold Comprehensive

 

3rd Party Fire/Theft

 

3rd Party Property

 

Damage to or theft of child seats/baby capsule in your car - up to $500

Gold Comprehensive

 

   
Debris removal - up to $500

Gold Comprehensive

 

   
$5,000 death benefit

Gold Comprehensive

 

   
$1,000 cover for replacement keys/remote

Gold Comprehensive

 

   

Optional benefits

Included Benefits

Benefit

Gold Comprehensive

3rd Party Fire/Theft

3rd Party Property

Agreed value or market value

Gold Comprehensive

 
   

No claim discount protection

Gold Comprehensive

 
   

Windscreen excess reduction

Gold Comprehensive

 
   

Accident hire car benefit

Gold Comprehensive

 
   

Restricted driver discounts

Gold Comprehensive

 

3rd Party Fire/Theft

 

3rd Party Property

 

Variable excess to reduce premium

Gold Comprehensive

 
   

More information

Learn more about:

For full details see our Product Disclosure Statement.

  • * This online discount offer only applies to the premium paid for a new Gold Comprehensive car insurance policy initiated on or after 26 March 2015, and purchased online. The discount is taken from the premium that you would pay for a Gold Comprehensive motor vehicle insurance policy when a quote is obtained over the phone. Base rate premiums are subject to change. It does not apply to any renewal offer of insurance or fees (as outlined in the Financial Services Guide (FSG) (316kb)). You will be responsible for all applicable GST and other statutory charges. We reserve the right to shorten or extend the period the discount is offered and vary the amount of the discount.
  • Australian Postal Corporation ABN 28 864 970 579 (AR No. 338646) "APC" is the distributor of Australia Post Comprehensive Car Insurance and acts as an Authorised Representative of Australia Post Services Pty Ltd ABN 67 002 599 340 (AFSL No. 457551) "APS". Because APC or APS don't know your financial needs, we can't advise if this insurance will suit you. You should consider your needs and read the FSG and Product Disclosure Statement (PDS) before making a decision to buy this insurance. Auto and General Services ABN 61 003 617 909 (AFSL 241411) "AGS" arranges the insurance on behalf of Auto & General Insurance Company Ltd ABN 42 111 5 86 353 (AFSL No. 285 571) "AGIC", the issuer of the policy. AGS pays APC a commission which is a percentage of your premium. Neither APC nor APS accept liability or guarantee payment of any claim or benefit in respect of the AGIC's products.