Take control of your everyday spending and budgeting

Your prepaid Everyday Mastercard helps you shop online more safely and manage your money, everyday.

Ideal for your everyday spending and budgeting, whether shopping online or in store, wherever Mastercard is accepted.1 Reload funds anywhere, anytime online, in-app or at a participating Post Office.

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Benefits and features

Better budgeting

Plan your budget and manage funds on your card via ‘My Account’ or the Everyday Mobile App.

Manage cash with ease

Top up instantly at any participating Post Office, via the app or via ‘My Account’ online.

Shop safely online

No bank account link, 24/7 fraud monitoring, card lock/unlock and Mastercard Zero Liability2 so you’re protected against unauthorised transactions.

Extra protection

Enjoy up to 180 consecutive days of Complimentary worldwide Purchase Protection against theft and accidental damage.3

Managing your everyday spending just got easier

Our Australia Post Everyday Mastercard® app gives you more control over your finances. Check your balance, reload in-app and track your spending on the go.

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The Card is issued by EML Payment Solutions Limited ABN 30 131436 532, AFSL 404131 (‘Issuer’). Mastercard Prepaid Management Services Australia Pty Ltd ABN 47 145 452 044 AFSL 386837 (‘Mastercard Prepaid’) is the distributor of the Card, supplies the processing services for the Card and is responsible for customer service in relation to the Card. Australian Postal Corporation ABN 28 864 970 579 (‘Australia Post’) is an authorised distributor of the Card and is an Authorised Representative (AR No. 338646) of Australia Post Services Pty Ltd (ABN 67 002 599 340, AFSL 457551). You should consider the Australia Post Everyday Mastercard Product Disclosure Statement, Financial Services Guide and Target Market Determination available at auspost.com.au/everydaycard before deciding to acquire the product. Any advice does not take into account your personal needs, financial circumstances or objectives and you should consider if it is appropriate for you. 

Mastercard® and the circles design are registered trademarks of Mastercard International Incorporated.

Your actual card design may vary depending on where and when the card is purchased.

Cardholders will be required to accept the relevant terms and conditions relating to Google Pay.

1 Excludes transactions at ATMs, over the counter at financial institutions and merchants who elect not to accept Mastercard Prepaid™ cards. Merchants or other providers may impose limits on use of the Australia Post Travel Platinum Mastercard.

2 Further information relating to Zero Liability card protection can be found at https://www.mastercard.com.au/en-au/vision/who-we-are/terms-of-use/zero-liability-terms-conditions.html

3 Subject to policy terms and conditions. Purchase Protection is provided under a group policy issued by AIG Australia Ltd (ABN 93 004 727 753, AFSL 381 686) (AIG) to Mastercard Asia/Pacific Pte. Ltd.

T&Cs apply. Customers must contact Customer Service to report lost or stolen cards. Emergency cash can be arranged up to the balance of your Australia Post Everyday Mastercard, subject to availability of funds at the approved agent location.

If you click on links to Australia Post Everyday Mastercard you will be leaving the Australia Post site and be directed to a third-party site to place your order and complete your purchase. Please see the terms and conditions of the third-party site for further details.

* 5% cashback on eligible grocery purchases for new Australia Post Everyday Mastercard® customers who apply and activate by 31 July 2026. Excludes existing cardholders. Limited to the first 5,000 eligible customers and a total cashback pool of AUD$40,000. Cashback applies for two months from first qualifying card transaction and is paid fortnightly. Eligible grocery purchases are determined by merchant category codes (MCCs); some merchants may not qualify. Cannot be combined with other offers. View full promotional T&Cs (PDF 87kB). Issued by EML Payment Solutions Limited AFSL 404131. Consider the PDS, FSG and TMD available at Australia Post Everyday Mastercard® .