Take control of your everyday spending and budgeting

Benefits

  • Keep on top of what you spend. Manage and reload your card through your online ‘My Account’ or the Australia Post Everyday Mastercard App. 

  • Shop safely. With no link to your bank account and Mastercard’s Zero Liability2 protection against fraud and other unauthorised transactions. 

  • Cashless spending - Tap and Go. Enjoy the freedom of ultra-fast, contactless payments with Tap and Go at retail stores, restaurants and more. Wherever you see the universal contactless symbol, your Everyday Mastercard is good to go.

  • Pay using your smart device. You can now use Google PayTM with your Everyday Mastercard.3

  • 24/7 global assistance. Card lost or stolen? Call for a replacement anytime. You may also be eligible for emergency funds assistance.4

  • Shop overseas. Load up to 11 currencies, including USD, EUR, GBP, NZD, THB, CAD, HKD, JPY, SGD, AED and AUD and lock in your exchange rate before you start shopping^.

Managing your everyday spending just got easier

Our Australia Post Everyday Mastercard® app gives you more control over your finances. Check your balance, reload in-app and track your spending on the go.

Convenient bill payments

With Post Billpay, you can easily use your Mastercard to pay your eligible bills online or via our mobile app.

Mastercard Prepaid Management Services Australia Pty Ltd (ABN 47 145 452 044, AFSL 386837) arranges for the issue of the Australia Post Everyday Mastercard in conjunction with the issuer, EML Payment Solutions Limited ('EML') ABN 30 131 436 532 , AFSL 404131. Australian Postal Corporation (ABN 28 864 970 579, AR No. 338646), the card distributor, acts as an Authorised Representative of Australia Post Services Pty Ltd (ABN 67 002 599 340, AFSL 457551). You should consider the Australia Post Everyday Mastercard Product Disclosure Statement (PDF 250kB) and Financial Services Guide (PDF 68kB) before deciding to acquire the product. Any advice does not take into account your personal needs, financial circumstances or objectives and you should consider if it is appropriate for you. Mastercard® is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

View the Target Market Determination (PDF 88kB) for this product.

If you click on links to Australia Post Everyday Mastercard you will be leaving the Australia Post site and be directed to a third-party site to place your order and complete your purchase. Please see the terms and conditions of the third-party site for further details.

1 The ATMs and POS terminals are not owned or operated by Australia Post, the Issuer or Mastercard Prepaid Management Services and Australia Post, the Issuer and Mastercard Prepaid Management Services are not responsible for ensuring that they will accept the Card.

2 Further information relating to Zero Liability card protection can be found at the Mastercard website.

3 Cardholders will be required to accept the relevant terms and conditions relating to Google Pay.

T&Cs apply. Customers must contact Customer Service to report lost or stolen cards. Emergency cash can be arranged up to the balance of your Australia Post Everyday Mastercard, subject to availability of funds at the approved agent location.

5 Black Friday Rate Sale Promotion. Promotional rates available from 8:59AM AEDT 19 November 2024  to 23:59 PM AEDT 1 December 2024 (“Promotional Period”). Discounted rates apply to EUR & USD only and only apply to when you load directly into foreign currency, excludes transferring from AUD loads to a foreign currency, online at http://auspost.com.au/travelcard  or in-store at a participating Australia Post Office to take advantage of the promotional rates. Due to constant market and currency fluctuations, the promotional rates may be adjusted daily during the Promotional Period but will always be preferential to the standard rate which would have been offered for each respective day during the Promotional Period. The rates during the Promotional Period cannot be compared to another day’s rates. We may, in our sole discretion, cancel or vary the promotion at any time and prior notice may be given where it is reasonably practicable to do so. If we cancel or vary the promotion, we are not liable to any person for any costs, loss or damage whatsoever arising out of, or in connection with, such cancellation or variation and are not required to conduct the promotion at any other time.

^ Lock in your exchange rates means the exchange rate is locked in for the initial load only. The exchange rates for subsequent reloads will be set at the prevailing exchange rate at the time of the transaction.