Send money overseas with Western Union®

Send money online1

Send money 24/7 from the convenience of your online device. You can choose when to send and from where.

Send money in-person

Prefer to organise your money transfer in-person? Visit a participating Post Office to complete a form and send money.

Three ways to send your money

Choose the most convenient option for you to send money to your loved ones.

Cash pick-up (Money in Minutes2 service)

  • The receiver can collect the money as cash from a Western Union® Agent location.
  • There is no extra fee for reviewer and money is available to pick-up in minutes2
  • Receiver doesn't need a bank account
  • Collect money from nearly 500,000 Western Union Agent locations in more than 200 countries3 and territories 

To a bank account

The money is credited directly to the receiver's bank account.

  • No need for the receiver to visit an Agent location
  • Competitive fees and foreign exchange rates
  • No receiver fee4 [beneficiary deduct] - The fee is paid by the sender, unlike bank transfers there are no costly surprises. 
  • Speed - Funds deposited into the account within 1-3 business days2
  • Money in minutes to selected banks in Philippines, India and China2. Visit the Western Union website for details.
  • Available to over 505 countries, with transfer fees from $46.

To a mobile phone

The money is sent straight to a mobile wallet linked to the receiver's phone number. This service is available to selected countries and mobile operators.7

  • All you need is the receiver's name and phone number
  • SMS notification when the money is delivered

How to send money overseas

Click on the red text below for a step-by-step guide to sending money overseas with Western Union.