Travel insurance for students

Students have a unique opportunity to stretch their horizons, immerse in diverse cultures, and forge lifelong connections. It can even be done on a student budget – and it’s so worth it.

Travel insurance, often overlooked by students journeying on a budget, shouldn’t be viewed as an optional add-on. Navigating the Roman cobblestone streets of a historic European city or soaking up the sun on a foreign beach are not without their risks.

Can I get student travel insurance?

Yes, while we don’t offer student-specific travel insurance, all our policies are available for any student to consider for their upcoming adventure.

From unexpected flight cancellations and lost luggage to unforeseen medical emergencies, travel can be unpredictable. Travel insurance may step in here, providing the possibility of coverage and confidence when things become challenging. It may help when the unforeseen happens, so it doesn't derail your adventure or your budget.

Being far from home in unfamiliar territory amplifies the importance of being prepared for any scenario. Without the help of travel insurance, students might face daunting emergency expenses, turning what should be a trip full of cherished memories into a financial burden.

What does travel insurance cover for students?

With Australia Post comprehensive travel insurance International Plan policies, you’re covered for:

  • $Unlimited1 overseas medical
  • $2,0001 overseas cover for dental
  • $Unlimited2 additional accommodation and transportation expenses
  • $12,0002 cover for luggage and personal effects and $5,0002 for travel documents (with options to increase item limits)
  • Up to $1,1002 delayed luggage allowance

What activities are included in student travel insurance?

On your trip, you want to make the most of any opportunities you come across. That’s why Australia Post offers coverage for a wide variety of activities, all included within the standard premium. Whether your travels include thrill-seeking pursuits or peaceful explorations, you have the necessary protection, enabling you to engage with your experiences fully. Activities covered include:

  • Abseiling
  • Ballooning
  • Bungy jumping
  • Paragliding
  • Parasailing
  • Skydiving
  • White water rafting
  • Working holidays

For a full list of activities and related conditions, check out our combined FSG/PDS (PDF 696kB).

Does travel insurance cover students studying abroad?

It sure does – and it’s strongly recommended when accepting an offer to study outside of Australia. If you’re not a citizen of the country you’re studying in, you may not be covered by their healthcare system should you need to access it. This can leave you vulnerable to massive out-of-pocket expenses, especially if you’re studying for an extended period. Australia Post is covered for multiple countries under RHA, so check if these locations are relevant to you.

Additionally, Australia Post travel insurance includes access to our Virtual Care service, which provides access to telehealth consultations within 73 countries and across five different languages. It can be used to provide advice and e-script capabilities 24/7.

For students embarking on global adventures, safeguarding your journey with travel insurance might be a wise decision. Australia Post offers travel insurance for students, so you can fully embrace the educational and adventurous aspects of your travels.

Almost done with exams and ready to go jet-setting?

1 Cover will not exceed 12 months from onset of the illness or injury.

2 Sub-limits apply.

Limits, sub-limits, conditions, exclusions and fees apply. Policies may not be available to all travellers. Australian Postal Corporation (ABN 28 864 970 579, AR No 338646) is the distributor of Australia Post Travel Insurance and is an Authorised Representative of Australia Post Services Pty Ltd (ABN 67 002 599 340 AFSL 457551). Travel insurance products are underwritten by Zurich Australian Insurance Limited (ABN 13 000 296 640, AFSL 232507). Consider your financial situation, needs and objectives and read the relevant Product Disclosure Statement and Target Market Determination before deciding to buy this insurance. For more information on these products, please contact us on 1300 728 015 or email