Travel insurance for seniors

Travelling is incredibly rewarding, no matter your age. For those 60 and older, you might have more time for new experiences, as your kids have likely flown the nest and your working life is beginning to wind down. Purchasing travel insurance for seniors planning to make the most of this newfound freedom might help these trips remain relatively hassle-free.

Determining which travel insurance policy cover may suit your travel needs depends on various factors including budget, preferences, trip duration, the destinations you'll be visiting and any activities you plan to participate in during your journey. Also, as many seniors have questions about how pre-existing medical conditions and age limits may impact their travel insurance, our friendly customer service team is ready to discuss your needs free of charge.

What’s included in our travel insurance for seniors?

Travel insurance for over 60s can give senior travellers the confidence they need to embark on an unforgettable journey. Australia Post offers a range of basic and comprehensive travel insurance policies to cover you during your overseas trip, with almost no age limits. The general benefits and cover options vary depending on the selected policy.

Best of all, our seniors' travel insurance doesn’t only provide cover for short getaways. We also offer Annual Multi-Trip Travel Insurance policies, so frequent holidaymakers can depart on numerous adventures throughout the year with convenient ongoing cover.

Ready to find out more? Below, we delve into the main features of our travel insurance policies while highlighting how seniors benefit. From cover for pre-existing conditions to 24/7 travel advice, we can provide the information required to help you select the appropriate seniors’ travel insurance policy for your needs. Before making a decision, we recommend you carefully review the Product Disclosure Statement (PDS).

Pre-existing medical conditions

Enjoying everything the world has to offer shouldn’t stop because of a pre-existing medical condition. That’s why our seniors’ travel insurance policies automatically cover a range of medical conditions (subject to the criteria outlined in the PDS), including:

• Hip/knee replacement
• Cataracts/Glaucoma
• Carpal Tunnel Syndrome
• Gastric reflux
• Epilepsy
• Hypertension (high blood pressure)

For other pre-existing medical conditions, we may still be able to provide cover and an additional premium may apply. Simply submit an online medical assessment when requesting a quote. See the Product Disclosure Statement for more details and restrictions.

24/7 Australian medical advice

Don’t get stuck overseas in an unfamiliar place without access to medical advice. All our travel insurance policies include 24/7 emergency assistance with an Australian doctor or nurse. Plus, our Basic International and International Comprehensive Travel Insurance policies feature $Unlimited¹ coverage for overseas medical expenses should you need hospital care.

Round-the-clock travel assistance

Travel with confidence knowing you always have access to our travel insurance and medical assistance specialists. Whether you’ve encountered unexpected travel delays, lost your documents or can’t find your credit cards, we’re on hand round-the-clock to provide helpful guidance. Meanwhile, our experienced team can even assist with changing your travel plans on the fly.

Things to know when booking travel insurance for over 60s

Travel insurance for seniors doesn’t have to be complicated, but it pays to get the latest information before purchasing your policy. By researching regional issues, planning your activities and reviewing your trip costs, you’ll be one step closer to finding suitable cover for your travel needs.

Government advice for your destination

It’s always smart to pay attention to travel advice for the places you plan to visit. From natural disasters to political unrest, these issues can impact your journey. Head to the Australian government’s Smart Traveller website to review advice for your destination.

Travel activities and optional extras

Knowing which activities you plan to participate in during your trip is helpful when considering seniors’ travel insurance. For those over 60s looking for an adrenaline boost, our policies automatically cover numerous adventure activities including kayaking, horse riding and snorkelling.

owever, other activities might require travellers to purchase optional extras at an additional cost. Review the PDS for more information.

The total cost of your journey

Understanding the total cost of your trip can help you select which travel insurance cover will be suitable for your journey. Once you’ve calculated prepaid costs such as flights, accommodation and tours, consider cover that can help protect your adventure. For instance, while our Comprehensive International Plan does not automatically include cancellation cover, you can add it as an optional extra (cancellation cover not available on International Basic).

Booking for a family member?

If you’re helping an older parent, in-law or friend book their travel insurance, our policies offer a variation in the level of cover, designed to cater to different travel styles, budgets and pre-existing medical conditions. You can help them select a seniors’ travel insurance policy that suits their individual travel needs so that they can focus on jet-setting across the globe.

Ready for departure? Get top-notch international travel insurance for seniors and create the perfect adventure. For a full list of cover provided, please read our combined FSG/PDS (PDF 696kB).

Tips for Senior Travel

For enjoyable and healthy senior travel, Cassie Fitton from Fun Over 50 Holidays advises creating categorised packing lists covering clothing, toiletries, electronics and travel documents. She suggests prioritising comfort during long journeys with loose clothing, good shoes, and healthy habits like staying hydrated and getting enough sleep to recharge.