International money transfer with Western Union

Send money overseas with Western Union®

Transferring money overseas is fast, convenient and secure with Western Union.

Send money online

Transfer money across the world from your desktop, 24/7. It's the fastest way to get your money there.

Find out how
Send money now

Ready to get started?^

Send money in-person

Prefer to organise your money transfer in-person? Visit a participating Post Office to complete and lodge your transfer.

Find out how
Find a Post Office

Ready to get started?

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Three ways to send your money

Send money

Tailor your money transfer to the receiver's needs by choosing the most convenient delivery method.

Cash pick-up (Money in Minutes1 service)

The receiver can collect the money as cash at any Western Union® Agent location. 

  • Funds are available for pick-up in minutes1
  • Receiver doesn't need a bank account
  • Collect money from nearly 500,000 Western Union Agent locations in more than 200 countries2

To a bank account

The money is credited directly to the receiver's bank account within 5 business days. 

  • No need for the receiver to visit an Agent location
  • Lock in the foreign exchange rate at the time of transfer
  • Available to over 40# countries, with transfer fees as low as $8*
  • For selected bank accounts in countries such as India and the Phillippines, funds will be available in minutes. Visit the Western Union website for details.

To a mobile phone

The money is sent straight to a mobile wallet linked to the receiver's phone number. This service is available to selected countries and mobile operators.3

  • All you need is the receiver's name and phone number
  • SMS notification when the money is delivered

How to send money overseas

Click on the red text below for a step-by-step guide to sending money overseas with Western Union.

Send money online Click to expand Click to collapse

  1. Log in to the Western Union Money Transfer Service and choose 'Send money now'. (If you don't have an account, you can register for free.)^
  2. Enter your transfer amount and select a destination country
  3. Choose your preferred delivery method
  4. Enter your receiver's details
  5. Pay for your transfer
  6. You'll receive a confirmation email with the transfer number (MTCN). If you've chosen 'Cash pick-up' as the delivery method, you'll need to share this transfer number with the receiver.

Send money in-person Click to expand Click to collapse

  1. Visit a participating Post Office to send up to $7,500
  2. Complete the 'Send money' section of the Western Union Money Transfer form
  3. Select your preferred delivery method
  4. Present your form and valid photo ID to pay for your transfer over the counter
  5. Save your receipt with the transfer number. If you've chosen 'Cash pick-up' as the delivery method, you'll need to share this transfer number with the receiver.

Payment methods

Online payments can be made via credit card (Visa or MasterCard) or bank transfer.

If you're lodging your transfer at a participating Post Office, you can pay with cash or EFTPOS (cheque or savings accounts only).

* $8 to send up to $1,500 and $12 for remaining principals to the Philippines. Please contact any Western Union Agent for fee to send different amounts to different countries. Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Subject to applicable taxes, if any.

# Visit the Western Union website for the complete list of countries for direct-to-bank service.

^ Should you click on links to Western Union, you will be leaving the Australia Post site and be directed to the Western Union site to transfer your money. Please see the terms and conditions of the Western Union site for further details.

1 Funds may be delayed or services unavailable based on certain factors, including the amount sent, destination country, currency availability, regulatory issues, identification requirements, agent location hours, differences in time zones, and selection of delayed delivery options. Additional restrictions may apply. See the Western Union Money Transfer Transaction Form and/or terms and conditions for more details.

2 Network data as of 31 March 2015.

3 Visit the Western Union website for the complete list of countries and mobile operators for mobile phone service. Funds will be paid to receiver's mobile wallet account provider for credit to account tied to receiver's mobile number. Additional third-party charges may apply, including SMS and account over-limit and cash.

Collecting a Western Union Money Transfer

Receive money

It's quick and easy to collect your money at a participating Post Office.

  1. Ask the sender for the transfer number (MTCN)
  2. Visit a participating Post Office
  3. Complete the 'Receive money' section of the Western Union Money Transfer form
  4. Present your form and valid photo ID over the counter to collect payment

Please note: If you'd prefer to have the money credited to your bank account or sent to your mobile phone, you'll need to ask the sender to select these options when they initiate the transfer.

Find a participating Post Office

  

Track the progress of a Western Union Money Transfer

Track a transfer

You can track a transfer^ online by entering the transfer number, receiver's country and transfer amount.

Alternatively, you can inquire about the progress of a transfer by visiting a participating Post Office or calling the Western Union customer service team on 1800 501 500.

^ Should you click on links to Western Union, you will be leaving the Australia Post site and be directed to the Western Union site to transfer your money. Please see the terms and conditions of the Western Union site for further details.

Need help?

Support & FAQs

For more information about Western Union Money Transfers, visit the Western Union website or call Western Union on  1800 501 500.

Frequently Asked Questions

Send to a bank account overseas

Available to 40 countries, with transfer fees from as low as $8*.

Learn more