Overseas money transfer with Western Union

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Send money overseas with Western Union®

Overview

Transferring money overseas is quick, convenient and secure with Western Union. Online money transfers are available 24/7.

Using the Western Union Money Transfer service is easy. Simply visit a participating Post Office or click the 'Send money' button below to transfer now2.

Tip: For an estimate on applicable fees and currency rates, click on 'Get estimate' before you transfer.

Benefits

  • Speed - Your money can be available only minutes3 after it's been sent.
  • Choice - You can choose to send cash or transfer money direct to a bank account overseas*.

  • Accessibility - Your recipient can collect your money transfer from over 500,0001 Western Union® Agent locations in more than 200 countries and territories3 around the world.
  • Reliability - Western Union® has more than 140 years of money transfer experience and processes one million transactions4 every day.
  • Convenient for you - You can transfer money in-store at a participating post office. You also don't need a bank account to transfer your money and online transfers2 only take a few minutes.
  • Convenient for the recipient - Your recipient doesn't need a bank account. They can simply collect your money from their local Western Union Agent. Or, with direct-to-bank transfers, your money usually arrives in their account within 2 business days3.
  • No hidden fees5 - When you send money with Western Union, you pay one upfront fee and the receiver pays nothing5. Your money is sent directly to an overseas Western Union Agent location to avoid additional fees5 and unnecessary delays.

Terms and conditions apply

We can also help you send money in Australia with an Australia Post Money Order.

* $8 to send up to $1,200 and $12 for remaining principals to the Philippines. Please contact any Western Union Agent for fee to send different amounts to different countries. Visit the Western Union website for the complete list of countries for direct-to-bank service. Western Union also makes money from currency exchange. Subject to applicable taxes, if any.

1 Network data as of 30 June 2012.

2  Should you click on links to Western Union, you will be leaving the Australia Post site and be directed to the Western Union site to transfer your money. Please see the terms and conditions of the Western Union site for further details.

3 Funds may be delayed or services unavailable based on certain factors, including the amount sent, destination country, currency availability, regulatory issues, identification requirements, agent location hours, differences in time zones, and selection of delayed delivery options. Additional restrictions may apply. See the Western Union Money Transfer Transaction Form and/or terms and conditions for more details.

4 Source: The Western Union Company Annual Report 2010. Total transactions for 2010 were 618.6 Million / 365 days.

5 Western Union also makes money from currency exchange, subject to applicable taxes (if any). 

How to transfer money overseas

Send money

Transferring money online

It's quick and easy to send a Western Union Money Transfer online. You can pay for your money transfer using your credit card.

To find out more, visit Western Union.

Transferring money in-store

You can send and collect Western Union Money Transfers from more than 3,200 participating Post Offices around the country. Simply look for the Bank@Post™ sign at your local outlet.

  1. Visit a Post Office that offers the Bank@Post service
    Fill in a Western Union Money Transfer Transaction Form at a participating Post Office.
  2. Request your transaction and pay for it
    Take your completed Transaction Form and photo ID, along with the money you'd like us to send, to our service counter. You can send any amount up to A$7,500 at Australia Post. You'll be given a receipt that includes your Money Transfer Control Number (MTCN) - keep this safe so you can track your transfer.
    You can pay for your money transfer using cash or EFTPOS (cheque or savings accounts only)3.
    Please note: We don't accept credit card or cheque payments for Western Union Money Transfers services.
  3. Inform your recipient
    The money you send can be available for collection within minutes1. To collect your transfer at a Western Union Agent, the receiver needs to quote the MTCN from your receipt and show valid government-issued photo ID. Do not disclose the transaction details including MTCN to anyone other than your receiver.
    For direct-to-bank transfers*, simply inform the recipient that your money should arrive in their account within 2 business days1.

Send money regularly?  Make your money transfers even faster with a Western Union® Gold Card. Ask at your local post office for details.

Tracking the progress of your transfer

To check the status of your transaction, please bring your MTCN to any participating post office to check the progress of your transaction at the counter.

You can also use your MTCN to check the progress online at Western Union. Alternatively, call 1800 501 500 to speak with a Western Union customer service representative.

* $8 to send up to $1,200 and $12 for remaining principals to the Philippines. Please contact any Western Union Agent for fee to send different amounts to different countries. Visit the Western Union website for the complete list of countries for direct-to-bank service. Western Union also makes money from currency exchange. Subject to applicable taxes, if any.

1 Funds may be delayed or services unavailable based on certain factors, including the amount sent, destination country, currency availability, regulatory issues, identification requirements, agent location hours, differences in time zones, and selection of delayed delivery options. Additional restrictions may apply. See the Western Union Money Transfer Transaction Form and/or terms and conditions for more details.

2 Should you click on links to Western Union, you will be leaving the Australia Post site and be directed to the Western Union site to transfer your money. Please see the terms and conditions of the Western Union site for further details. 

3 Financial institution fees and limits may apply so please check with your financial institution.

Collecting a Western Union® Money Transfer

Receive money

It's as easy as 1, 2, 3 to collect your money transfer at a Post Office:

1. Check your money is ready to collect

You can do this by contacting the person sending you the money or by checking the status of your money transfer in-store or online at Western Union1 . Make sure you have the Money Transfer Control Number (MTCN) listed on the sender's receipt as you can't collect your money without it.

2. Go to a Post Office

Visit your nearest participating Post Office and fill in a Western Union Transaction Form. You'll need to include the sender's name, the country the money was sent from, the MTCN and the amount you're expecting. We'll ask you to provide valid form of photo ID before you can collect your money.

3. Receive your payment

After we check your completed transaction form and photo ID, we'll check Western Union's worldwide computer network and make sure the money is available. In most cases, your money will be available to pick up in minutes2.

Find a Post Office

To collect your money transfer, find your nearest participating Post Office.

* $8 to send up to $1,200 and $12 for remaining principals to the Philippines. Please contact any Western Union Agent for fee to send different amounts to different countries. Visit the Western Union website for the complete list of countries for direct-to-bank service. Western Union also makes money from currency exchange. Subject to applicable taxes, if any.

1 Should you click on links to Western Union, you will be leaving the Australia Post site and be directed to the Western Union site to transfer your money. Please see the terms and conditions of the Western Union site for further details.

2 Funds may be delayed or services unavailable based on certain factors, including the amount sent, destination country, currency availability, regulatory issues, identification requirements, agent location hours, differences in time zones, and selection of delayed delivery options. Additional restrictions may apply. See the Western Union Money Transfer Transaction Form and/or terms and conditions for more details.

Need help?

Support & FAQs

For more information about Western Union Money Transfers, visit Western Union1 or call Western Union on  1800 501 500.

Frequently Asked Questions

* $8 to send up to $1,200 and $12 for remaining principals to the Philippines. Please contact any Western Union Agent for fee to send different amounts to different countries. Visit the Western Union website for the complete list of countries for direct-to-bank service. Western Union also makes money from currency exchange. Subject to applicable taxes, if any.

1 Should you click on links to Western Union, you will be leaving the Australia Post site and be directed to the Western Union site to transfer your money. Please see the terms and conditions of the Western Union site for further details. 

Send to a bank account overseas

Available to 40 countries, with transfer fees from as low as $8*

Transfer now