Domestic money transfer (Money Orders)

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Overview

Money Orders are a convenient, safe and affordable option for sending cash - and a great alternative to cheques.

You can use Money Orders to pay bills, send money to family or friends, or pay for items purchased online or in a private sale.

Our handy online service means you can buy a money order now for delivery by mail or email*. Alternatively, you can purchase your Money Order at a participating post offices.

Benefits

  • Convenient for you - Money Orders are available from more than 3,800 Australia Post retail outlets around the country. You can also buy a Money Order online for delivery by mail or email*.
  • Convenient for your recipient - Money Orders can be cashed instantly over the counter at any Australia Post retail outlet that sells Money Orders. Alternatively, they can be paid straight into a bank account, just like a cheque^.
  • Secure ­- built-in security features make Money Orders a safer way to send cash through the mail or via email. You receive a record of your payment, and your Money Order can only be banked or cashed by your intended recipient.
  • Flexible - you can buy Australia Post Money Orders for any value up to $5,000 at participating outlets or up to $1,000 online.
  • Fast - the Express Money Order option is available to transfer up to $10,000 across Australia within the hour, from one participating Australia Post retail outlet to another#.

Choose a Money Order to suit your needs

Online Money Orders Click to expand Click to collapse

Online Money Orders allow you to send money within Australia from wherever you are - at home, in the office or even on the go. We'll mail your Money Order for you or send an electronic version via email* for fast and easy delivery.

You can purchase an Online Money Order for values under $1,000.

Service fees apply. Visit our Pricing section for details.

Buy an Online Money Order now

Standard Money Orders Click to expand Click to collapse

Australia Post Money Orders are a convenient, secure and affordable option for sending cash. You can purchase a Money Order from over 3,800 post offices for values up to $5,0001

Service fees apply. Visit our Pricing section for details.

Find your nearest participating post office

Express Money Orders Click to expand Click to collapse

If you need to send cash quickly, our Express Money Orders are ideal. You can transfer up to $10,000 across Australia within the hour, from one participating post office to another#.

Our Express Money Order one-hour service is only available during opening hours at participating outlets.

Service fees apply. Visit our Pricing section for details.

Find your nearest participating post office

Bulk Money Orders Click to expand Click to collapse

Bulk Money Orders are a great solution if your business needs to provide refunds, cash-back payments or cash incentives to multiple customers.

You can buy Money Orders for under $1,000 in bulk at a significant discount. We can also print a customised promotional message from your company on our Bulk Money Orders.

To find out more about Bulk Money Orders, please contact the Australia Post Money Order Centre by calling 1300 362 030 or email bulkmoneyorders@auspost.com.au.

Want to send money overseas? You can with a Western Union Money Transfer

* Banks and financial institutions will not accept Money Order vouchers printed from email. These vouchers can only be redeemed at participating Australia Post retail outlets.

^ Similar to cheques, Money Orders are subject to a clearance period when paid into a bank account.

# Payments on demand may not be available at small Australia Post retail outlets or for large numbers of Money Orders.

Australia Post reserves the right to refuse to issue a Money Order for any reason including, but not limited to, the likelihood of insufficient cash being available to pay out an Express Money Order at the office of payment. Money Orders that are out-of-date, cancelled, already paid, stolen, defaced or altered in any way will not be accepted for payment. Australia Post reserves the right to delay payments for a short period while Money Orders are verified. Payees are required to provide satisfactory identification where the Money Order value exceeds $20.

Purchasing your Money Order

Send money

Our Online Money Order service means you can get started now, pay with BPAY® and we'll send your money for you.

Standard and Express Money Orders are available from most post offices. You can pay for your Standard or Express Money Order using cash or EFTPOS (cheque or savings accounts only).

Please note: Credit card or cheques are not acceptable forms of payment for Money Orders.

Buying an Online Money Order

Purchasing an Online Money Order is as easy as 1, 2, 3:

  1. Place an order online, telling us who you'd like to pay and how much.
  2. Choose whether you'd like your Online Money Order to be delivered by mail or email*.
  3. Once you've paid via BPAY®, we'll send your Money Order along with instructions for how the payee can redeem it.

Buying a Standard Money Order

You can buy Standard Money Orders from more than 3,800 post offices around the country. Just follow these steps:

  1. Visit a participating post office and let us know how much you'd like your Money Order made out to.
  2. Tell us the name of your recipient.
  3. Once you've paid, we'll print your Money Order while you wait and give you a payment receipt for your records.

Buying an Express Money Order

To get your money there quicker, just follow these steps:

  1. Visit a participating post office and let us know the outlet you'd like to send your Express Money Order to.
  2. Provide the name of the person who the Express Money Order is for.
  3. Contact your recipient and tell them where the Express Money Order is being delivered (they'll need to provide photo identification when collecting their Money Order if it exceeds the value of $20).

Please note: Our Express Money Order one-hour service is only available during opening hours.

Buying Bulk Money Orders

To purchase Bulk Money Orders, please contact our Money Order Centre on 1300 362 030 or bulkmoneyorders@auspost.com.au

Pricing

You can buy a Standard Money Order for any value up to $5,000. Express Money Orders can be purchased in values up to $10,000. Money Order value amounts must be in multiples of 5c.

Note: A customer ID is required for Standard and Express Money Orders over $1000.

Value Fee
Online Money Orders up to $1,000 

$8.95 for delivery by mail

$5.95 for delivery by email

Standard Money Orders up to $5,000 $8.95
Express Money Order up to $10,000 $23.00^
Bulk Money Orders up to $1,000 POA

* Banks and financial institutions will not accept Money Order vouchers printed from email. These vouchers can only be redeemed at participating Australia Post retail outlets.

^ This includes transmitting your funds to the participating Australia Post retail outlet that you'd like your recipient to collect their payment from.

Australia Post reserves the right to refuse to issue a Money Order for any reason including, but not limited to, the likelihood of insufficient cash being available to pay out an Express Money Order at the office of payment. Money Orders that are out-of-date, cancelled, already paid, stolen, defaced or altered in any way will not be accepted for payment. Australia Post reserves the right to delay payments for a short period while Money Orders are verified. Payees are required to provide satisfactory identification where the Money Order value exceeds $20.

Redeeming a Money Order

Receive money

It's quick and easy to collect payment for a Money Order.

In most cases, you'll have three options for collecting your money:

Your options for collecting payment depend on what type of Money Order you're redeeming and whether the nominated payee is an individual or a business.

Payment options available to you

Refer to the table below for a quick guide as to your options for collecting payment.

Please note that if the nominated payee is a business or organisation, you'll need to deposit the Money Order amount into an account at your bank or financial institution.

Type of payee  Type of Money Order   Cash over the counter Bank@Post deposit  Bank deposit 
Individual payee Standard 
Express    
 Emailed voucher    
Business payee Standard 

How to redeem your Money Order

Follow these simple guidelines and you'll have your money in no time.

Redeeming an emailed Money Order voucher

If you've received a Money Order via email, follow these steps to collect your money:

  1. Print# the Money Order voucher attached to the email
  2. Make sure you have valid identification to prove you're the nominated payee
  3. Visit a participating post office
  4. Tell us whether you'd like to cash the Money Order over the counter or make a Bank@Post deposit

View ID requirements for redeeming an emailed Money Order voucher Click to expand Click to collapse

If your money order is worth $20 or more, you'll need to prove that you're the nominated payee by providing valid identification.

ID requirements for Money Orders worth between $20 and $1,000

You'll need to show valid ID (such as a current driver's licence or pension card) in your name and displaying either your photo or signature to collect your money.

View valid forms of identification Click to expand Click to collapse

The following are acceptable forms of photo identification:

  • Australian Passport
  • International Passport (required in English)
  • Australian Driver's Licence or Learner's Permit
  • International Driver's Licence (required in English)
  • Government issued photo ID
  • Australian Proof of Age Card
  • Credit cards
  • Bank account access or key card
  • Pension or benefits card with signature

Redeeming a Standard Money Order

Follow these steps to collect your money:

  1. Make sure you have valid identification to prove you're the nominated payee
  2. Visit a participating post office or bank in Australia
  3. Choose your preferred payment option - cash over the counter, Bank@Post deposit or bank deposit

View ID requirements for redeeming Standard Money Orders Click to expand Click to collapse

If your money order is worth $20 or more, you'll need to prove that you're the nominated payee by providing valid identification.

ID requirements for Money Orders worth between $20 and $1,000

You'll need to show valid ID (such as a current driver's licence or pension card) in your name and displaying either your photo or signature to collect your money.

ID requirements for Money Orders worth more than $1,000

You'll need to show valid government-issued photo ID (such as a current driver's licence or passport) to collect your money.

View valid forms of identification Click to expand Click to collapse

The following are acceptable forms of photo identification:

  • Australian Passport
  • International Passport (required in English)
  • Australian Driver's Licence or Learner's Permit
  • International Driver's Licence (required in English)
  • Government issued photo ID
  • Australian Proof of Age Card
  • Credit cards
  • Bank account access or key card
  • Pension or benefits card with signature

Redeeming an Express Money Order

Express Money Orders are sent by fax from one participating post office to another, making this service an ideal way to send money in a hurry.

If someone informs you that they're sending you an Express Money Order, they should also let you know when - and to where - it will be delivered.

Follow these steps to collect your money:

  1. Make sure you have valid identification to prove you're the nominated payee.
  2. Visit the relevant post office, as notified by the sender.
  3. Present your identification at the counter.
  4. Tell us whether you'd like to cash the Money Order or make a Bank@Post deposit.

View ID requirements for redeeming an Express Money Order Click to expand Click to collapse

If your money order is worth $100 or more, you'll need to prove that you're the nominated payee by providing valid identification.

ID requirements for Money Orders worth between $100 and $1,000

You'll need to show valid ID (such as a current driver's licence or pension card) in your name and displaying either your photo or signature to collect your money.

ID requirements for Money Orders worth more than $1,000

You'll need to show valid government-issued photo ID (such as a current driver's licence or passport) to collect your money.

View valid forms of identification Click to expand Click to collapse

The following are acceptable forms of photo identification:

  • Australian Passport
  • International Passport (required in English)
  • Australian Driver's Licence or Learner's Permit
  • International Driver's Licence (required in English) 
  • Government issued photo ID
  • Australian Proof of Age Card
  • Credit cards
  • Bank account access or key card
  • Pension or benefits card with signature

Redeeming a Money Order on behalf of someone else

If you're not the nominated payee but would like to redeem a Money Order on their behalf, you'll need to produce a written authority to receive payment signed by both parties.

Find an outlet

Standard and Express Money Orders can be cashed at any post office that sells Money Orders.

However, if you want to redeem an emailed Money Order voucher or deposit the Money Order amount into your bank account, you will need to collect payment at a post office displaying the Bank@Post logo.

  

* Contact your financial institution for terms and conditions of the Bank@Post service. Limits apply. For more information, ask your financial institution.

^ Banks and financial institutions will not accept Money Order vouchers printed from email. These vouchers can only be redeemed at participating Australia Post retail outlets.

# Australia Post staff will not accept Money Order vouchers displayed on mobile devices. Only printed vouchers will be accepted for redemption.

More information

Support & FAQs

To find out more about buying or redeeming a Money Order, visit the following pages:

You can also call the Australia Post Money Order Centre on 1300 362 030.

Frequently Asked Questions

Get started

Buy online now for delivery by mail or email*

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