Low cost essentials cover

You can get a better deal on your car insurance with our Third Party Property Fire and Theft cover.

Buy this policy online and you'll receive a 15% discount1.

It's a great option if you're mainly worried about the costs of repairing someone else's car and your own car is valued at less than $20,000.

Plus, you'll also be covered if your car is stolen or catches fire,  and if you have a no-fault accident and the other vehicle is uninsured but the driver can be identified, you will be covered for up to $5,000.

Quick benefits guide

  • 15% online discount1

  • Cover if your car is stolen or damaged by fire
  • Lifetime guarantee on authorised repairs
  • Cover if your car damages other people's property
  • Car hire if your car is stolen
  • Cover for up to $5,000 if your car is damaged in a no fault accident with an uninsured vehicle2

  • Discounts for restricted drivers3

Please note: Third property fire and theft car insurance doesn't cover damage caused by an attempted theft, such as a broken window. The information above is a summary only. See the Product Disclosure Statement for full terms and conditions.

1 Discounts apply to the premium paid for a new Australia Post Insurance policy initiated online on or after 30 March 2017. The discount applies to Gold Comprehensive, Third Party Property and Third Party Fire & Theft Car Insurance. We reserve the right to change the offer without notice. Base rate premiums subject to change. The discount does not apply to any renewal offer of insurance.

Australian Postal Corporation ABN 28 864 970 579 (AR No. 338646) "APC" is the distributor of Australia Post Comprehensive Car Insurance and acts as an Authorised Representative of Australia Post Services Pty Ltd ABN 67 002 599 340 (AFSL No. 457551) "APS". Because APC or APS don't know your financial needs, we can't advise if this insurance will suit you. You should consider your needs and read the FSG and PDS before making a decision to buy this insurance. Auto and General Services ABN 61 003 617 909 (AFSL 241411) "AGS" arranges the insurance on behalf of Auto & General Insurance Company Ltd ABN 42 111 5 86 353 (AFSL No. 285 571) "AGIC", the issuer of the policy. AGS pays APC a commission which is a percentage of your premium. Neither APC nor APS accept liability or guarantee payment of any claim or benefit in respect of the AGIC's products.

2 The driver of the uninsured vehicle must be identified

3 Optional benefit