Travel insurance for New Zealand

Despite its small size, New Zealand is amazingly diverse and has plenty of options to please everyone - breathtaking landscapes, pristine beaches, adventure sports, cultural traditions and more.

The country's proximity makes it a popular tourist destination for Australians. In fact, New Zealand is the most visited country for Australians over the past decade.

Whether you're travelling to New Zealand for a weekend or more, for business or for pleasure, it's essential that you get travel insurance for your trip.

Why do I need travel insurance for New Zealand?

New Zealand is famous for adventure sports, including bungee jumping, whitewater rafting, snowboarding and skiing. Accidents and injuries are common, especially on the ski slopes.

Accidents also occur on the roads, particularly in mountainous terrain, due to snow, ice, fog and strong winds. If you're planning to rent a car to drive around New Zealand, as many tourists do, you need to be aware of the risks.

According to the Department of Foreign Trade and Affairs (DFAT), as an Australian citizen or permanent resident, you are eligible for publicly funded health care on the same basis as New Zealand residents, under the Reciprocal Health Care Agreement.

This means you may be eligible for free medical treatment and hospital care for accidents and emergencies, but charges may still apply for visits to GPs and private specialists, lab and diagnostic tests and prescription medications.

Additional accommodation costs, medical evacuation and repatriation are also not included under the agreement. This is why travel insurance is essential - it could help cover these costly expenses.

Be prepared

Travel insurance can help you deal with unexpected events such as natural disasters. As New Zealand experiences several earthquakes every year, it's a good idea to check if your policy covers events caused by natural disasters.

Travel precautions

The Smart Traveller website is a great source of country-specific information and warnings. Check if there are any travel alerts for New Zealand before you go.

Remember to register your travel and contact details with DFAT before you go, so they can contact you easily in case of emergency.

More tips to help you travel safely.

What kind of travel insurance do I need for New Zealand?

You can choose between comprehensive and basic international travel insurance.

Basic International cover offers great value if you're budget conscious, with cover for overseas medical and dental expenses, and cover for death or disability.

For more extensive cover, including lost luggage, theft of money and travel delays, consider International Comprehensive Travel Insurance as the way to go.

If you're planning to participate in adventure sports in New Zealand, you'll be pleased to know cover is provided for many activities, including:

  • ballooning
  • abseiling
  • bungee jumping
  • horse riding
  • paragliding
  • parasailing
  • white water rafting
  • trekking

Keen to hit the ski slopes? Simply add cover for snow skiing, snowboarding and snowmobiling.

Exclusions and conditions apply, so go through the Product Disclosure Statement (PDS) carefully to understand what's covered and what's not.

Keen to hit the ski slopes? Simply add cover for snow skiing, snowboarding and snowmobiling.

This advice is general in nature, and doesn't consider your personal situation. You should consider your own needs and the Product Disclosure Statement (PDS) before making a decision to buy the product.

Limits, conditions, exclusions and fees apply. Policies may not be available to all travellers. Australian Postal Corporation ABN 28 864 970 579 (AR No 338646) is the distributor of Australia Post Travel Insurance and is an Authorised Representative of Australia Post Services Pty Ltd ABN 67 002 599 340 (AFSL No. 457551). Insurance products are issued by Great Lakes Australia ARBN 127 740 532, ABN 18 964 580 576, AFSL No. 318603. Review your own needs and the relevant Product Disclosure Statement before deciding to buy this insurance. Download a copy of the combined FSG/PDS (548kb) here, or for our In-store international Travel Insurance policy download a copy of the $6 a day Travel Insurance Product Disclosure Statement (388kb) here or the $10 a day Travel Insurance Product Disclosure Statement (444kb) here, or contact us on 1300 728 015 or email auspost@travelinsurancepartners.com.au

Get a quote

    • Area of Travel

      Where you travel will influence your premium.

      Single Trip

      Select an area of travel based on where you will spend the most time on your journey.

      Note: If you plan to spend more than 20% of your time in the Americas or Africa, you must select the area that includes these countries.

      Annual Multi-Trip

      Select an area which will cover all the countries you plan on visiting over the year. Cover includes domestic journeys provided the destination is more than 250 km from your home in Australia.

      Note: If you plan to spend more than 20% of any single journey in the Americas or Africa, you must select the area that includes these countries.

    • Travel Start Date
      Single tripsAnnual multi-trips

      The date you depart Australia

      Cover under the Amendment or Cancellation Costs Benefit begins from the time you buy your policy.

      Cover under all other sections begins from the Travel Start Date you select.

      The date your policy will commence

      Cover under the Amendment or Cancellation Costs Benefit begins from the time you buy your policy.

      For further information, we recommend you read the definition of 'Relevant Time' in the Product Disclosure Statement.

      Travel End Date
      Single tripsAnnual multi-trips

      The day you arrive back at Australia

      Regardless of what you enter as the Travel End Date, you will be quoted for a 12 month Annual Multi-Trip.

      For further information we recommend that you read the definition of 'Relevant Time' in the Product Disclosure Statement.

    • Age of adult travellers

      Enter the current age of all travellers, except accompanied children.

      Accompanied children are your children or grandchildren who are travelling with you, provided they are not in full-time employment and they are under the age of 21 years.

      See the Product Disclosure Statement for more information.

    • Age of all accompanied children

      Accompanied Children are your children or grandchildren who are travelling with you, provided they are not in full-time employment and they are under the age of 21 years. See the Product Disclosure Statement for more information.

      Enter the number of accompanied children who are on the policy in the box below.

    • Do all travellers live in
      Australia? Help(?) - All live in Australia?

      Please note that policies can only be issued to Australia citizens and permanent residents who will be returning to Australia at the completion of the period of insurance and within 12 months of the journey commencing; and who have not yet commenced their journey.