Travel insurance for Bali (Indonesia)

With its unique culture, friendly locals, sunny beaches, tasty food, pulsating nightlife, relaxing spas, and scenic views, it's little wonder that Bali is Australia's favourite overseas holiday destination.

Yet despite its allure, a holiday to Bali isn't risk-free. On the contrary, the Department of Foreign Affairs and Trade (DFAT) advises travellers to exercise a high degree of caution while in this part of Indonesia.

What could go wrong in Bali?

In particular, DFAT warns of potential terrorist attacks, natural disasters, bag snatching, drink-spiking, scams, credit card fraud and road crashes.

DFAT statistics show that on average, one Australian dies every 12 days in Bali, for reasons including accidents, illness and suicide. Many young Australians also get hospitalised due to motorbike accidents and nightclub fights.

Travel precautions

The Smart Traveller website provides country-specific updates and warnings, so check if there are any travel alerts for Bali before you go.

You should also familiarise yourself with local laws, customs and visa requirements so you don't run afoul of the law while you're there.

Register your travel and contact details with DFAT before you go. This makes it easier to contact you in the event of an emergency.

DFAT also strongly encourages travellers to buy travel insurance for overseas trips, including to Bali.

More tips to help you travel safely.

What kind of travel insurance do I need for Bali?

You can choose between comprehensive and basic international travel insurance.

Basic international cover offers great value if you're budget conscious, with cover (for 12 months from onset) for overseas medical and dental expenses, and death or disability.

For more extensive cover, including lost luggage, theft of money and travel delays, consider International Comprehensive Travel Insurance as the way to go.

Water sports are popular in Bali, so you'll be pleased to know cover is provided for:

  • kayaking
  • surfing
  • snorkeling
  • jet skiing
  • jet boating
  • parasailing
  • white water rafting

Keen to travel around Bali on a motorcycle or moped? Simply pay an extra premium for cover.

Exclusions and conditions apply, so read the Product Disclosure Statement (PDS) carefully before buying any travel insurance.

With the right level of cover, and with our emergency assistance team available 24/7, you can relax and enjoy yourself in Bali.

This advice is general in nature, and doesn't consider your needs or personal situation. You should consider your own needs and the Product Disclosure Statement (PDS) before making a decision to buy the product.

Limits, conditions, exclusions and fees apply. Policies may not be available to all travellers. Australian Postal Corporation ABN 28 864 970 579 (AR No 338646) is the distributor of Australia Post Travel Insurance and is an Authorised Representative of Australia Post Services Pty Ltd ABN 67 002 599 340 (AFSL No. 457551). Insurance products are issued by Great Lakes Australia ARBN 127 740 532, ABN 18 964 580 576, AFSL No. 318603. Review your own needs and the relevant Product Disclosure Statement before deciding to buy this insurance. Download a copy of the combined FSG/PDS (548kb) here, or for our In-store international Travel Insurance policy download a copy of the $6 a day Travel Insurance Product Disclosure Statement (388kb) here or the $10 a day Travel Insurance Product Disclosure Statement (444kb) here, or contact us on 1300 728 015 or email auspost@travelinsurancepartners.com.au

Get a quote

    • Area of Travel

      Where you travel will influence your premium.

      Single Trip

      Select an area of travel based on where you will spend the most time on your journey.

      Note: If you plan to spend more than 20% of your time in the Americas or Africa, you must select the area that includes these countries.

      Annual Multi-Trip

      Select an area which will cover all the countries you plan on visiting over the year. Cover includes domestic journeys provided the destination is more than 250 km from your home in Australia.

      Note: If you plan to spend more than 20% of any single journey in the Americas or Africa, you must select the area that includes these countries.

    • Travel Start Date
      Single tripsAnnual multi-trips

      The date you depart Australia

      Cover under the Amendment or Cancellation Costs Benefit begins from the time you buy your policy.

      Cover under all other sections begins from the Travel Start Date you select.

      The date your policy will commence

      Cover under the Amendment or Cancellation Costs Benefit begins from the time you buy your policy.

      For further information, we recommend you read the definition of 'Relevant Time' in the Product Disclosure Statement.

      Travel End Date
      Single tripsAnnual multi-trips

      The day you arrive back at Australia

      Regardless of what you enter as the Travel End Date, you will be quoted for a 12 month Annual Multi-Trip.

      For further information we recommend that you read the definition of 'Relevant Time' in the Product Disclosure Statement.

    • Age of adult travellers

      Enter the current age of all travellers, except accompanied children.

      Accompanied children are your children or grandchildren who are travelling with you, provided they are not in full-time employment and they are under the age of 21 years.

      See the Product Disclosure Statement for more information.

    • Age of all accompanied children

      Accompanied Children are your children or grandchildren who are travelling with you, provided they are not in full-time employment and they are under the age of 21 years. See the Product Disclosure Statement for more information.

      Enter the number of accompanied children who are on the policy in the box below.

    • Do all travellers live in
      Australia? Help(?) - All live in Australia?

      Please note that policies can only be issued to Australia citizens and permanent residents who will be returning to Australia at the completion of the period of insurance and within 12 months of the journey commencing; and who have not yet commenced their journey.