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Personal banking at Australia Post

Photo of card inserted in EFTPOS machine

We provide banking services on behalf of more than 70 banks and financial institutions, so you can do your personal banking at your local participating Australia Post retail outlet. With over 3,200 outlets to choose from, that makes it easy to make deposits or withdrawals and pay your bills, while you also organise your mail or pick up some stationery.

Bank@Post

With Bank@Post you can use your credit or debit card from over 70 participating bank or financial institutions for:

  • deposits and withdrawals1
  • account balance enquiries2
  • paying credit card bills2.
  • Find your nearest participating Australia Post retail outlet

Rural Bank and Australia Post

Australia Post and Rural Bank are working together to provide reliable and convenient value for money banking services.

You can now open a range of Rural Bank personal banking accounts at participating Australia Post retail outlets. Once your Rural Bank account is open, you can make deposits and withdrawals, and check your account balance at any Australia Post retail outlet displaying the Bank@PostTM symbol1.

Or, if you prefer to manage your personal banking online, you can open a Rural Bank ONE account, Rural Bank's range of competitively priced online savings and term deposit accounts.  

Why do your banking at Australia Post?

More choice - Your post office can be an extension of your bank or financial institution. It's like having another 3,200 banking branches to choose from. Plus, if you live in a regional or rural area, you have a wider choice of banks and financial institutions

No extra fees - Australia Post doesn't charge fees when you use Bank@Post to do your banking3
Convenience when you're travelling - If you're away from home, use Bank@Post for over-the-counter banking around Australia

Business banking - save time by taking care of your business banking, mail and office supplies in one convenient place.

Who can use Bank@Post?

If you have an account with any of our participating banks and financial institutions, you can use Bank@Post. All you need is:

  • a personal account with one of the financial institutions that offer banking through Australia Post
  • a plastic transaction card
  • a Personal Identification Number (PIN).

If you deposit a cheque through Bank@Post, it may take longer than three days to be cleared by your financial institution. To find out the number of clearance days required, please contact your financial institution.

Find a post office that offers Bank@Post

Look for the Bank@Post sign at the entrance to your local Australia Post retail outlet. You can also use Post Office Locator to find an outlet near you that offers Bank@Post, or contact us for further information.

Conditions apply:

1 Limits apply. For more information please ask your financial institution.
2 For some financial institutions only.
3 Your financial institution will generally include Bank@Post transaction fees when calculating the account keeping and/or transaction fees for your account. Your financial institution can provide details of any terms and conditions that apply when you use Bank@Post.

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