Which car insurance policy is right for you?
Our comparison table makes it easier for you to choose the best level of car insurance for your needs. You can select optional benefits when you get a quote online.
3rd Party Fire/Theft
3rd Party Property
|25% online discount*||Y|
|New car replacement - under 24 months or 40,000kms^||Y|
|Emergency transport and overnight accommodation - $100 per day up to $850 in total||Y|
|$100 per day up to $300 for overnight accommodation and transport||Y|
|Hire vehicle following theft - up to $1000 or 14 days whichever comes first||Y||Y|
|Lifetime guarantee on repairs for as long as you own the car||Y||Y||Y|
|Personal effects cover - up to $500||Y|
|Damage to a caravan or trailer belonging to you in the event of a collision - up to $1,000||Y|
|No excess to pay when third party is identified and at fault||Y|
|No claim discount preserved when third party is identified and at fault||Y|
|Lump sum or instalment payments||Y||Y||Y|
|Damage to or theft of child seats/baby capsule in your car - up to $500||Y|
|Debris removal - up to $500||Y|
|$5,000 death benefit||Y|
|$1,000 cover for replacement keys/remote|
|Agreed value or market value||Y|
|No claim discount protection||Y|
|Windscreen excess reduction||Y|
|Accident hire car benefit||Y|
|Restricted driver discounts||Y||Y||Y|
|Variable excess to reduce premium||Y|
|Learn more about Gold Comprehensive||Learn more about 3rd Party Fire/Theft||Learn more about 3rd Party Property|
For full details see our Product Disclosure Statement.
* This online discount offer only applies to the premium paid for a new Gold Comprehensive car insurance policy initiated on or after 26 March 2015, and purchased online. The discount is taken from the premium that you would pay for a Gold Comprehensive motor vehicle insurance policy when a quote is obtained over the phone. Base rate premiums are subject to change. It does not apply to any renewal offer of insurance or fees (as outlined in the Financial Services Guide (FSG) (316kb)). You will be responsible for all applicable GST and other statutory charges. We reserve the right to shorten or extend the period the discount is offered and vary the amount of the discount.
Australian Postal Corporation ABN 28 864 970 579 (AR No. 338646) "APC" is the distributor of Australia Post Comprehensive Car Insurance and acts as an Authorised Representative of Australia Post Services Pty Ltd ABN 67 002 599 340 (AFSL No. 457551) "APS". Because APC or APS don't know your financial needs, we can't advise if this insurance will suit you. You should consider your needs and read the FSG and Product Disclosure Statement (PDS) before making a decision to buy this insurance. Auto and General Services ABN 51 003 617 909 (AFSL 241411) "AGS" arranges the insurance on behalf of Auto & General Insurance Company Ltd ABN 42 111 5 86 353 (AFSL No. 285 571) "AGIC", the issuer of the policy. AGS pays APC a commission which is a percentage of your premium. Neither APC nor APS accept liability or guarantee payment of any claim or benefit in respect of the AGIC's products.
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