Compare policies

Which car insurance policy is right for you?

Our comparison table makes it easier for you to choose the best level of car insurance for your needs. You can select optional benefits when you get a quote online.

Included benefits

Gold Comprehensive

3rd Party Fire/Theft

3rd Party Property

20% online discount*      
New car replacement - under 24 months or 40,000kms^    
Emergency transport and overnight accommodation - $100 per day up to $850 in total      
$100 per day up to $300 for overnight accommodation and transport    
Hire vehicle following theft - up to $1000 or 14 days whichever comes first  
Lifetime guarantee on repairs for as long as you own the car 
Personal effects cover - up to $500     
Damage to a caravan or trailer belonging to you in the event of a collision - up to $1,000   
No excess to pay when third party is identified and at fault    
No claim discount preserved when third party is identified and at fault     
Lump sum or instalment payments
Damage to or theft of child seats/baby capsule in your car - up to $500      
Debris removal - up to $500      
$5,000 death benefit      
$1,000 cover for replacement keys/remote      
Optional benefits
Agreed value or market value    
No claim discount protection     
Windscreen excess reduction    
Accident hire car benefit     
Restricted driver discounts
Variable excess to reduce premium    

More information 

Learn more about Gold Comprehensive Learn more about 3rd Party Fire/Theft Learn more about 3rd Party Property

For full details see our Product Disclosure Statement.

* This online discount offer only applies to the premium paid for a new gold comprehensive car Insurance policy initiated on or after 1 October 2014, and purchased online. The discount is taken from the premium that you would pay for a gold comprehensive motor vehicle insurance policy when a quote is obtained over the phone. Base rate premiums are subject to change. It does not apply to any renewal offer of insurance or fees (as outlined in the Financial Services Guide (FSG)). You will be responsible for all applicable GST and other statutory charges. We reserve the right to shorten or extend the period the discount is offered and vary the amount of the discount.

Australian Postal Corporation (APC, AR No. 338646) acts as an Authorised Representative of Auto and General Services (AGS, ABN 61 003 617 909, AFSL 241 411) which arranges the insurance on behalf of Auto & General Insurance Company Ltd (AGIC, ABN 42 111 5 86 353, AFSL 285 571). Because we don't know your financial needs, we can't advise if this insurance will suit you. You should consider your needs and read the Product Disclosure Statement (PDS) before making a decision to buy insurance. AGS pays APC a commission which is a percentage of your premium. For further details see out and Financial Services Guide (FSG). Terms & Conditions apply. Approved applicants only.

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Get a 20% discount* if you buy our Gold Comprehensive policy online!

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Contact us

Get a quote
1800 22 00 44

Customer support
1300 858 747

Make a claim
1300 885 996