Compare policies

Which car insurance policy is right for you?

Our comparison table makes it easier for you to choose the best level of car insurance for your needs. You can select optional benefits when you get a quote online.

Included benefits


Gold Comprehensive

3rd Party Fire/Theft

3rd Party Property

25% online discount*    
New car replacement - under 24 months or 40,000kms^    
Emergency transport and overnight accommodation - $100 per day up to $850 in total      
$100 per day up to $300 for overnight accommodation and transport    
Hire vehicle following theft - up to $1000 or 14 days whichever comes first  
Lifetime guarantee on repairs for as long as you own the car 
Personal effects cover - up to $500     
Damage to a caravan or trailer belonging to you in the event of a collision - up to $1,000   
No excess to pay when third party is identified and at fault    
No claim discount preserved when third party is identified and at fault     
Lump sum or instalment payments
Damage to or theft of child seats/baby capsule in your car - up to $500    
Debris removal - up to $500    
$5,000 death benefit    
$1,000 cover for replacement keys/remote      

Optional benefits


Gold Comprehensive

3rd Party Fire/Theft

3rd Party Property

Agreed value or market value

No claim discount protection

Windscreen excess reduction

Accident hire car benefit

Restricted driver discounts




Variable excess to reduce premium

More information

Learn more about:

For full details see our Product Disclosure Statement.

* This online discount offer only applies to the premium paid for a new Gold Comprehensive car insurance policy initiated on or after 26 March 2015, and purchased online. The discount is taken from the premium that you would pay for a Gold Comprehensive motor vehicle insurance policy when a quote is obtained over the phone. Base rate premiums are subject to change. It does not apply to any renewal offer of insurance or fees (as outlined in the Financial Services Guide (FSG) (316kb)). You will be responsible for all applicable GST and other statutory charges. We reserve the right to shorten or extend the period the discount is offered and vary the amount of the discount.

Australian Postal Corporation ABN 28 864 970 579 (AR No. 338646) "APC" is the distributor of Australia Post Comprehensive Car Insurance and acts as an Authorised Representative of Australia Post Services Pty Ltd ABN 67 002 599 340 (AFSL No. 457551) "APS". Because APC or APS don't know your financial needs, we can't advise if this insurance will suit you. You should consider your needs and read the FSG and Product Disclosure Statement (PDS) before making a decision to buy this insurance. Auto and General Services ABN 61 003 617 909 (AFSL 241411) "AGS" arranges the insurance on behalf of Auto & General Insurance Company Ltd ABN 42 111 5 86 353 (AFSL No. 285 571) "AGIC", the issuer of the policy. AGS pays APC a commission which is a percentage of your premium. Neither APC nor APS accept liability or guarantee payment of any claim or benefit in respect of the AGIC's products.

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Get a 25% discount* if you buy our Gold Comprehensive policy online!

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1800 22 00 44

Customer support
1300 858 747

Make a claim
1300 885 996