Compare home & contents insurance policies

Let's find a policy that suits your needs

Get a good look at our different policies in the detailed home insurance comparison below. Whether you're a renter, an owner-occupier or landlord, you can make a decision with confidence. And you get the peace of mind of our 21-day money-back guarantee^.

Included features

 Feature Gold Home and Contents Insurance Gold Home Insurance  Gold Contents Insurance 
35% online discount for the first 12 months*    
20% online discount for the first 12 months*  
Up to $20 million legal liability cover
Fire cover
Explosion cover
Theft or attempted theft
Malicious damage, vandalism, riot or civil commotion
Accidental breakage of glass, ceramic and sanitary fixtures
Storm and rainwater damage
Lightning cover
Earthquake cover
Escape of liquid
Impact cover
Lump sum or instalment payments
Debris removal and extra costs of rebuilding
Temporary accommodation costs
Mortgage discharge costs  
Funeral expenses up to $7,000
Replacement of locks up to $500  
Open air contents cover - contents in the open at the insured address  
Contents while moving address  
Credit card cover up to $1,000  
Uninsured guests' contents cover up to $500  
Unattached equipment cover up to $500  

Optional features

Feature  Gold Home and Contents Insurance Gold Home Insurance Gold Contents Insurance
Personal effects cover  
Flood cover
Motor burnout cover
Accidental damage cover
Choice of excess options
Sum insured safeguard  

For full details see our Product Disclosure Statement.

More information

Learn more about:

Gold Home and Contents insurance

Gold Home Insurance

Gold Contents Insurance

Frequently Asked Questions

* The online discount offers only apply to the premium paid for a new policy initiated on or after 2 July 2015, and purchased online. The discount is taken from the premium that you would pay for the same policy when a quote is obtained over the telephone. Base rate premiums are subject to change. It does not apply to any renewal offer of insurance or fees (as outlined in the Product Disclosure Statement (PDS) - part B). You will be responsible for all applicable GST and other statutory charges. We reserve the right to shorten or extend the period the discount is offered and vary the amount of the discount.

^ You will receive a refund of premium if you cancel this policy within 21 days of the purchase date and have not made a claim.

Australian Postal Corporation ABN 28 864 970 579 (AR No. 338646) "APC" is the distributor of Australia Post Gold Home and Contents Insurance and acts as an Authorised Representative of Australia Post Services Pty Ltd ABN 67 002 599 340 (AFSL No. 457551) "APS". Because APC or APS don't know your financial needs, we can't advise if this insurance will suit you. You should consider your needs and read the Financial Services Guide (FSG), Product Disclosure Statement (PDS), Key Facts Sheet (Home) and Key Facts Sheet (Contents) before making a decision to buy this insurance. Auto and General Services ABN 61 003 617 909 (AFSL 241411) "AGS" arranges the insurance on behalf of Auto & General Insurance Company Ltd ABN 42 111 5 86 353 (AFSL No. 285 571) "AGIC", the issuer of the policy. AGS pays APC a commission which is a percentage of your premium. Neither APC nor APS accept liability or guarantee payment of any claim or benefit in respect of the AGIC's products.

Contact us

Get a quote
1800 220 044

Make a claim
1300 885 996

Customer support
1300 858 747