Existing Medical Conditions Travel Insurance

There are many medical conditions we automatically cover, and others we can cover after you have completed a medical assessment and / or paid an extra premium.

You can complete an online medical assessment when you obtain your online travel insurance quote. We're here to help, so call us on 1300 728 015 if you need us to clarify your condition or guide you through your medical assessment. 

 Existing medical conditions Automatically covered Assessment & additional premium required
Acne*  Y  
Allergies* Y  
Anxiety, depression, mental or nervous disorders 
 
Asthma*  Y  
Breast / prostate / kidney / bowel / colon cancer* 
 
Coeliac disease* Y  
Dementia / Alzheimer's
 
Diabetes / glucose intolerance* Y  
Ear grommets* 
 
Epilepsy*  Y  
Gastric reflux*
 
Gout* Y  
Heart conditions
 
Hiatus hernia* Y  
Hip / knee replacement*
 
High cholesterol* Y  
HIV / AIDS
 
Hypertension*
Y
Kidney conditions 
Liver conditions 
Y
Organ transplant
 
Peptic / gastric ulcer*  Y
Skin cancer*(excluding melanoma)

Stroke or other cerebrovascular conditions
Y
Terminal conditions
 
Conditions where you've received treatment by a medical practitioner within the past 90 days are under investigation, on a treatment waiting list, or have changed medications in the last 60 days.
Y

See the Product Disclosure Statement for existing medical conditions definitions and any exclusions or conditions that may apply, or call us on 1300 728 015 if you're still unsure. 

Things to note if you are pregnant Click to expand Click to collapse

If you are pregnant, you'll need to complete an online medical assessment to ensure you're covered for pregnancy if:

  • you've had complications with this or any previous pregnancy
  • the conception was medically assisted.

You can complete an online medical assessment when you get your online travel insurance quote or call 1300 728 015 for additional help.

In all cases, you won't be covered for the following:

  • Serious pregnancy complications that happen after the 26th week of pregnancy
  • Childbirth, or the health of a newborn child, no matter what your stage of pregnancy when your child is born

For this reason, you may wish to consider your travel plans if you are travelling after the 20th week of pregnancy.

Please see the Product Disclosure Statement (PDS) for more information.

Frequently Asked Questions

This advice is general in nature, and doesn't consider your personal situation. You should consider your own needs and the Product Disclosure Statement (PDS) before making a decision to buy the product.

* Coverage of these existing conditions will depend on your individual medical history. In some cases we may cover you automatically but in other cases we can't. Give us a call if you need us to clarify your condition.

Limits, conditions, exclusions and fees apply. Policies may not be available to all travellers. Australian Postal Corporation ABN 28 864 970 579 (AR No 338646) is the distributor of Australia Post Travel Insurance and is an Authorised Representative of Australia Post Services Pty Ltd ABN 67 002 599 340 (AFSL No. 457551). Insurance products are issued by Great Lakes Australia ARBN 127 740 532, ABN 18 964 580 576, AFSL No. 318603. Review your own needs and the relevant Product Disclosure Statement before deciding to buy this insurance. Download a copy of the combined FSG/PDS (548kb) here, or for our In-store international Travel Insurance policy download a copy of the $6 a day Travel Insurance Product Disclosure Statement (388kb) here or the $10 a day Travel Insurance Product Disclosure Statement (444kb) here, or contact us on 1300 728 015 or email auspost@travelinsurancepartners.com.au

Get a quote

    • Area of Travel

      Where you travel will influence your premium.

      Single Trip

      Select an area of travel based on where you will spend the most time on your journey.

      Note: If you plan to spend more than 20% of your time in the Americas or Africa, you must select the area that includes these countries.

      Annual Multi-Trip

      Select an area which will cover all the countries you plan on visiting over the year. Cover includes domestic journeys provided the destination is more than 250 km from your home in Australia.

      Note: If you plan to spend more than 20% of any single journey in the Americas or Africa, you must select the area that includes these countries.

    • Travel Start Date
      Single tripsAnnual multi-trips

      The date you depart Australia

      Cover under the Amendment or Cancellation Costs Benefit begins from the time you buy your policy.

      Cover under all other sections begins from the Travel Start Date you select.

      The date your policy will commence

      Cover under the Amendment or Cancellation Costs Benefit begins from the time you buy your policy.

      For further information, we recommend you read the definition of 'Relevant Time' in the Product Disclosure Statement.

      Travel End Date
      Single tripsAnnual multi-trips

      The day you arrive back at Australia

      Regardless of what you enter as the Travel End Date, you will be quoted for a 12 month Annual Multi-Trip.

      For further information we recommend that you read the definition of 'Relevant Time' in the Product Disclosure Statement.

    • Age of adult travellers

      Enter the current age of all travellers, except accompanied children.

      Accompanied children are your children or grandchildren who are travelling with you, provided they are not in full-time employment and they are under the age of 21 years.

      See the Product Disclosure Statement for more information.

    • Age of all accompanied children

      Accompanied Children are your children or grandchildren who are travelling with you, provided they are not in full-time employment and they are under the age of 21 years. See the Product Disclosure Statement for more information.

      Enter the number of accompanied children who are on the policy in the box below.

    • Do all travellers live in
      Australia? Help(?) - All live in Australia?

      Please note that policies can only be issued to Australia citizens and permanent residents who will be returning to Australia at the completion of the period of insurance and within 12 months of the journey commencing; and who have not yet commenced their journey.